The "Debt Consolidation" Strategy for Castle Rock Homeowners
Homendo Editorial Team
January 17, 2026 • Forensic Industry Report
If you have credit card debt at 22% interest, your 3% mortgage might not be saving you as much as you think.
The Strategy: We look at your "Blended Interest Rate." Sometimes, selling (or refinancing) to wipe out high-interest debt results in a lower total monthly payment, even if your new mortgage rate is higher.
Don't let "Rate Lock" blind you to bad debt. Let's run the Total Cost analysis.
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