ASSUMABLE VA LOAN for qualified buyers. Take advantage of an incredible 2.75% interest rate on approximately $490,000 of the purchase price (subject to lender and VA approval). Opportunities like this are increasingly rare and could mean significant monthly savings compared to today's rates. Welcome to this well-maintained ranch home tucked away on a quiet cul-de-sac in highly desirable Holly Point. Offering over 2,000 finished square feet, this home features an open and functional floor plan with vaulted ceilings, abundant natural light, and comfortable single-level living. The main level includes a spacious primary suite with a walk-in closet and private 5 piece bath, while the finished basement expands your living space with three egress windows, a large recreation area, an additional bathroom, and flexible space for guests, hobbies, or a home office- pool table included! Thoughtful improvements provide peace of mind, including a newer roof (2021), radon mitigation system, vapor barrier in the crawl space, sump pump, sealed garage floor, newer refrigerator, and an updated shower head in the basement bath. Comfort and convenience are enhanced with central air conditioning, forced-air heating, and a Blink security system with three cameras. Situated on a generous lot with a newer concrete patio, attached 3-car garage, low HOA dues, and easy access to parks, schools, shopping, and commuter routes, this home offers exceptional value in a sought-after neighborhood. Don't miss your chance to secure a home with an assumable 2.75% VA loan (Seller is NOT willing to transfer entitlement to non-veteran buyer) and enjoy both comfort and savings for years to come.