Seller is offering a $10,000 concession! Beautifully located just 0.5 miles from the Colorado State University campus and one block from the CSU Trial Gardens, this Fort Collins property offers exceptional flexibility with a fully finished mother in law suite on the lower level. The layout provides an ideal setup for multigenerational living, guest accommodations, or supplemental rental income. The main level features a comfortable, traditional living space with easy access to campus, transit, restaurants, and Old Town amenities. The lower level mother in law suite includes its own private entrance and kitchenette creating privacy and convenience for extended stay guests or long term occupants. The property has a strong history of steady rental performance, supported by its proximity to CSU and the surrounding walkable neighborhood. Upper unit rents for $2400 and Lower-unit rents for $1600. Tenants currently pay all utilities and internet, keeping owner expenses low and offering attractive income potential for investors or owner occupants seeking additional revenue. The home sits in a mature, established area known for tree lined streets, bike paths, and quick access to community spaces. With its prime location, flexible living arrangement, and proven rental appeal, this property is a standout opportunity in the Fort Collins market-perfect for those seeking a centrally located home with built in versatility. Buyer to verify zoning and permitted uses.