Property
XTownhome
1/45
$412,000

1238 Finch Street

Loveland, CO 80537
2
Beds
2
Baths
1,350
SqFt
0.09
Acres
RECOLORADO
#5669762
Updated: Jul 1, 2026, 6:30am

Property Description

Desirable home in over 55+ Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. Welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere. Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring. Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving. Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet. HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600. There no payments on this deed; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $412,000 is $351,400.
Included Appliances
CooktopDishwasherDryerMicrowaveOvenRangeRefrigeratorWasher

Property Details

Interior
Above Grade Finished Area
1350
Accessibility Features
Accessible Approach with Ramp
Appliances
CooktopDishwasherDryerMicrowaveOvenRangeRefrigeratorWasher
Building Area Total
1350
Cooling
Central Air
Fireplace Features
GasLiving Room
Fireplaces Total
1
Flooring
CarpetVinyl
Heating
Forced Air
Interior Features
Built-in FeaturesCeiling Fan(s)No StairsOpen FloorplanPrimary SuiteVaulted Ceiling(s)
Laundry Features
In Unit
Living Area
1350
Room Count
8
Security Features
Carbon Monoxide Detector(s)
Window Features
Double Pane WindowsWindow Coverings
Construction
Also Marketed As
Residential
Architectural Style
Contemporary
Building Area Source
Public Records
Common Walls
1 Common Wall
Construction Materials
FrameStucco
Direction Faces
North
Levels
One
Number Of Units Total
1
Roof
Composition
Structure Type
Townhouse
Year Built
2007
Site & Exterior
Electric
110V220 Volts
Exterior Features
Gas Valve
Fencing
None
Garage Spaces
2
Lot Size Acres
0.09
Lot Size Area
3883
Lot Size Square Feet
3883
Lot Size Units
Square Feet
Parking Features
ConcreteDry Walled
Parking Total
2
Patio And Porch Features
Front PorchPatio
Road Frontage Type
Public
Road Responsibility
Public Maintained Road
Road Surface Type
Paved
Sewer
Public Sewer
Utilities
Electricity ConnectedNatural Gas Connected
Water Source
Public
Zoning
P-87
Financials
Association Fee
451
Association Fee Annual
5412.00
Association Fee Frequency
Monthly
Association Fee Includes
InsuranceIrrigationMaintenance GroundsMaintenance StructureSnow Removal
Association Fee Total Annual
5412.00
Contract Earnest Check To
Land Title Guarantee Comopany
Contract Min Earnest
4000.00
Documents Available
HOA Docs Available
Home Warranty
Yes
Ownership
Individual
Parcel Number
R1640331
Special Listing Conditions
None
Tax Annual Amount
1905
Tax Legal Description
LOT 3, BLOCK 5, MIRASOL FIRST SUB, LOV (20060014474)
Tax Year
2024
Title Company
Land Title Guarantee Company

Neighborhood & Lifestyle

Community & Association
Association Amenities
Business CenterClubhouseFitness CenterGarden Area
Association Management Type
Professionally Managed
Association Name
Mirasol
Association Phone
970-663-1300
Association U R L
Pets Allowed
Cats OKDogs OK
Restrictions Covenants
Yes
Senior Community
Yes
Subdivision Name
Mirasol 1st Sub Lov
Schools
Ratings
Elementary
Winona
Middle
Bill Reed
High
Mountain View
Elem. District
Thompson R2-J
Middle District
Thompson R2-J
High District
Thompson R2-J
Listing provided courtesy of RECOLORADO via IDX. Updated: Jul 1, 2026, 6:30am.
Nanci Garnand

Listing Agent

Real Broker, LLC DBA Real

Call Agent