Property
XTownhome
1/41
$412,000

1238 Finch Street

Loveland, CO 80537
2
Beds
2
Baths
1,350
SqFt
0.09
Acres
RECOLORADO
#IR1037374
Updated: Jul 1, 2026, 6:45am

Property Description

Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere. Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring. Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving. Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet. HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600. There no payments on this deed ; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $412,000 is $351,400. Seller is providing a home warranty to the buyer for the first year after closing.
Included Appliances
DishwasherDisposalDryerMicrowaveOvenRefrigeratorWasher

Property Details

Interior
Above Grade Finished Area
1350
Accessibility Features
Accessible Approach with Ramp
Appliances
DishwasherDisposalDryerMicrowaveOvenRefrigeratorWasher
Basement
None
Building Area Total
1350
Cooling
Ceiling Fan(s)Central Air
Fireplace Features
GasLiving Room
H V A C Description
Central Air,Ceiling Fan
Heating
Forced Air
Interior Features
No StairsOpen FloorplanPantryVaulted Ceiling(s)Walk-In Closet(s)
Laundry Features
In Unit
Living Area
1350
Room Count
8
Security Features
Smoke Detector(s)
Window Features
Double Pane WindowsWindow Coverings
Construction
Architectural Style
Contemporary
Building Area Source
Assessor
Construction Materials
StuccoFrame
Direction Faces
North
Levels
One
Roof
Composition
Structure Type
Duplex
Year Built
2007
Site & Exterior
Garage Spaces
2
Lot Features
Level
Lot Size Acres
0.09
Lot Size Square Feet
3883
Parking Total
2
Patio And Porch Features
Patio
Road Frontage Type
Public
Road Surface Type
Paved
Sewer
Public Sewer
Utilities
Cable AvailableElectricity AvailableInternet Access (Wired)Natural Gas Available
Water Source
Public
Zoning
P-87
Financials
Association Fee
451
Association Fee Annual
5412.00
Association Fee Frequency
Monthly
Association Fee Includes
ReservesInsuranceMaintenance GroundsMaintenance StructureSnow Removal
Association Fee Total Annual
5412.00
Contract Earnest Check To
Land Title Guarantee Company
Contract Min Earnest
4000.00
Ownership
Individual
Parcel Number
R1640331
Tax Annual Amount
1905
Tax Legal Description
LOT 3, BLOCK 5, MIRASOL FIRST SUB, LOV (20060014474)
Tax Year
2024

Neighborhood & Lifestyle

Community & Association
Association Amenities
Business CenterClubhouseFitness CenterPark
Association Name
Mirasol
Association Phone
970-663-1300
Association U R L
Pets Allowed
Cats OKDogs OK
Restrictions Covenants
Yes
Subdivision Name
Mirasol 1st Sub Lov
Schools
Ratings
Elementary
Winona
Middle
Other
High
Mountain View
Elem. District
Thompson R2-J
High District
Thompson R2-J
Listing provided courtesy of RECOLORADO via IDX. Updated: Jul 1, 2026, 6:45am.
Nanci Garnand

Listing Agent

Real

Call Agent