Renovated 3-bedroom, 2-bathroom bi-level in Johnson Estates, Loveland, CO - no HOA, and a mated pair of bald eagles nesting in the cottonwoods visible from the deck. This 1636-square-foot home backs to a working alfalfa field designated as permanent open space and overlooks private Ryan Gulch Reservoir. The open-concept main level features a fully renovated kitchen with white shaker cabinets, blue island, quartz counters, walk-in pantry, custom pot rack, fully vented range hood, large stainless sink, and newer GE stainless appliances with a gas range. A sunlit living and dining area opens to a spacious deck built for grilling and sunsets. Two upper bedrooms share a renovated full bath. The lower level offers a family room with wood-burning masonry fireplace, third conforming bedroom, renovated 3/4 bath, laundry with included smart washer and dryer, and direct entry to the attached 2-car garage. Luxury vinyl plank floors, new carpet, tile baths, new Kohler toilets, and an in-glass dog door to the deck. Systems and upgrades are premium: newer roof, furnace, central AC, water heater, full-home Pella Impervia fiberglass windows, added attic insulation, Nest thermostat, Nest video doorbell, WiFi garage opener, Rachio 5-zone smart sprinkler, seamless gutters with underground drainage, and Pulse gigabit fiber. The garage is fully insulated, electrically heated, and wired with two 240-volt circuits and shop lighting - EV, workshop, or home-gym ready. Fully fenced yard, raised garden beds, and a custom lockable shed. Quick access to Highway 402 and I-25. Minutes to Mariana Butte Golf Course, Devil's Backbone, and downtown Loveland. Move-in ready; Cash, Conventional, FHA, VA. Call today to schedule a private showing.