Motivated Sellers! Looking to lower your rate? Ask about a 1% lender credit toward a rate buy-down when using the preferred lender. This exceptional home offers a rare opportunity for multi-generational living or added flexibility with a fully functional basement mother-in-law suite, featuring a kitchenette, two bedrooms, one bathroom, a cozy fireplace, and a spacious living area. Nature lovers will appreciate the incredible setting, where elk, deer, and other wildlife are frequent visitors just beyond the backyard. Enjoy breathtaking mountain views while backing directly to extensive hiking and biking trails, access to the Big Thompson River, and a stocked fishing pond nearby. Offering 4 bedrooms, 3 bathrooms, and a dedicated office, this thoughtfully designed home blends comfort, functionality, and charm. The bright, open-concept main living area is filled with natural light from large windows and provides an inviting space for everyday living and entertaining. The adjoining kitchen features generous counter space, traditional cabinetry, updated appliances, and a dining area perfect for family meals or casual gatherings. The spacious primary suite is complete with new luxury vinyl plank flooring, abundant natural light, a walk-in closet, and a five-piece ensuite bath. Outside, the generous lot provides plenty of room to garden, relax, or create your dream outdoor entertaining space. Situated on a quiet cul-de-sac, the property offers added privacy and minimal through traffic. Conveniently located near shopping, dining, entertainment, parks, schools, and major commuter routes, this well-maintained home delivers the perfect balance of natural beauty, everyday convenience, and exceptional value. Experience all that makes Loveland such a sought-after community in a home thats ready to welcome its next owners