Side-by-side duplex in Loveland's established Somerset Park, set on a level quarter-acre lot lined with mature trees. The single-story building lives like two ranch homes joined by one common wall, each with its own front entrance and attached 2-car garage off a wide driveway — four garage spaces plus off-street parking. Inside, each unit opens to a bright main level: an eat-in kitchen with white cabinetry, light marble-look counters, and a full appliance package (refrigerator, range, range hood, dishwasher) flows into the dining area and a carpeted living room with a ceiling fan. Wood-look laminate runs through the kitchen and dining space, with carpet in the living and sleeping areas. Each unit offers three bedrooms and a full bath, ceiling fans throughout, and good closet space, with two bedrooms opening through sliding glass doors to the backyard for natural light, and a main-level laundry closet keeping washer/dryer hookups in-unit. The standout is the outdoor space: each side has its own private, fully fenced backyard — uncommon for a duplex — anchored by a large mature shade tree, with room for gardening, pets, and summer evenings on the patio. It is the kind of private yard that supports strong renter demand and premium rent. The home runs on forced-air heat with room air conditioning, public water and sewer, and a composition roof over 1979 frame construction. One unit is leased through July 31, 2027 at $1,615/month plus $70 for steady in-place income, while the second is vacant and move-in ready to set at today's market rent or to owner-occupy. The self-managed HOA is just $12/month; owner pays water, insurance, taxes, and HOA, while tenants cover electricity, gas, internet, and trash, with separate gas and electric meters in place. Established southwest Loveland location near Loch Lon Park, with quick access to US-34, US-287, and I-25 and a short drive to downtown Loveland, Centerra shopping, and Fort Collins.