Welcome to 640 Albany Avenue, where timeless character meets thoughtful updates in the heart of Loveland. Step through the charming front gate and step inside to find a smart floor plan that makes the most of every square foot! From the welcoming entry, comfortable living room, dedicated dining space, functional kitchen, and convenient laundry area - everything is just in the right place for a comfortable and seamless flow. The kitchen offers counter space along both sides and features a NEW dishwasher and microwave! Tucked privately away from the main living areas are two bedrooms and a refreshed full bathroom featuring a new vanity, sink, faucet, and mirror. The spacious primary bedroom offers a walk-in closet and a bonus room currently used as a home office. With water and sewer access conveniently located on the adjoining laundry wall, this space likely was once a bathroom and could easily be turned back into one or become a work or hobby space to do what you love! Step outside and discover one of the home's standout features-a backyard waiting for life to be lived in it! Mature trees provide shade and privacy within the fully fenced yard, creating the perfect setting for summer gatherings, gardening, pets, or simply relaxing outdoors. Don't miss the included storage shed and additional parking at the back of this amazing corner lot! This home is in an allowed short term rental area and close to Chilson Recreation Center, Loveland Library and all that downtown Loveland has to offer! Sellers property disclosure and contract writing guide are uploaded into the MLS - ask your agent for a copy and schedule a showing today!