Property
ActiveResidential
1/60
$1,499,000

109 TERN DRIVE

Anna Maria, FL 34216
2
Beds
2
Baths
1,223
SqFt
0.17
Acres
STELLAR
#A4685406
Updated: Jun 30, 2026, 3:23pm

Property Description

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.
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Included Appliances
DishwasherDisposalElectric Water HeaterMicrowaveRefrigerator

Property Details

Highlights
Waterfront
Yes
Interior
Appliances
DishwasherDisposalElectric Water HeaterMicrowaveRefrigerator
Bathrooms Total Decimal
2
Building Area Total
1927
Cooling
Central Air
Flooring
CarpetCeramic TilePorcelain Tile
Furnished
Negotiable
Heating
CentralElectric
Interior Features
Ceiling Fan(s)Eating Space In KitchenSolid Surface CountersSolid Wood CabinetsThermostatWindow Treatments
Laundry Features
In Garage
Living Area
1223
Rooms Total
5
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Block
Direction Faces
South
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Metal
Stories Total
Yes
Year Built
1968
Site & Exterior
Covered Spaces
Yes
Exterior Features
Private YardRain GuttersStorage
Flood Zone Code
AE
Garage Spaces
Yes
I D X Participation
Yes
Lot Size Acres
0.17
Lot Size Area
7500
Lot Size Dimensions
75 x 100
Lot Size Square Feet
7500
Lot Size Units
Square Feet
Public Survey Range
16E
Public Survey Section
18
Road Surface Type
Asphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity ConnectedSewer ConnectedWater Connected
Water Access
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Saltwater
Waterfront Feet Total
78
Zoning
R1
Financials
Calculated List Price By Calculated Sq Ft
1225.67
Contract Status Change Date
2026-03-12
Current Price
1499000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1-7 Days
Owner Name
ON RECORD
Ownership
Fee Simple
Parcel Number
6901000007
Public Survey Township
34S
Tax Annual Amount
17706.31
Tax Block
D
Tax Book Number
11-21
Tax Legal Description
LOT 63 BLK D LUANA ISLES PI#69010.0000/7
Tax Lot
63
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Follow City of Anna Maria's rental/lease guidelines.
Lease Restrictions
Yes
M L S Area Major
34216 - Anna Maria
S W Subdiv Community Name
Luana Isles
Subdivision Name
LUANA ISLES
WalkScore™
Walk Score
Car-Dependent
26
Bike Score
Somewhat Bikeable
35
Listing provided courtesy of STELLAR via IDX. Updated: Jun 30, 2026, 3:23pm.
Justin Powell

Listing Agent

SATO REAL ESTATE INC.

Call Agent