Property Description

This very affordable two bedroom, two bathroom home is located in Caribbean Isles Residential Cooperative and offers the perfect setting for those beginning retirement or looking for a warm and welcoming winter retreat. With no lot rent and no CDD, and a low monthly maintenance fee, you can enjoy the comfort of ownership without the burden of high carrying costs. The primary bedroom features an ensuite bath, while a second full bathroom off the hall provides convenience for visiting family and friends. Sliding glass doors from the living room open to a fully enclosed sunporch, creating additional living space that can be used year round as a cozy den, home office, reading room, or extra sleeping area for guests. The home is partially furnished, making it easy to settle in and start enjoying the Florida lifestyle right away. Just outside the kitchen is a screened lanai, a comfortable place to enjoy your morning coffee or unwind in the evening while greeting neighbors as they stroll by on golf carts, bicycles, or walking their pets. With four miles of private roads, you can take daily walks to the clubhouse, heated pool, or lagoon park while staying active and connected. Caribbean Isles is a resident owned 55+ waterfront community designed for relaxed living, offering a clubhouse with regular social events and activities, a heated pool for year round enjoyment, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch with direct access to Tampa Bay for those who enjoy time on the water. Located in Apollo Beach, the community provides convenient access to shopping, dining, medical facilities, and major highways for easy travel to Tampa, St. Petersburg, and Sarasota. This home presents an opportunity to enjoy a simpler pace, warmer winters, and a friendly, established community where neighbors become friends.

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Included Appliances

Electric Water HeaterRangeRefrigerator

Property Details

Interior

Appliances

Electric Water HeaterRangeRefrigerator

Bathrooms Total Decimal

2

Building Area Total

1886

Cooling

Central Air

Flooring

CarpetTile

Furnished

Heating

Central

Interior Features

Ceiling Fan(s)High CeilingsPrimary Bedroom Main FloorWalk-In Closet(s)Window Treatments

Laundry Features

Laundry RoomOutside

Living Area

1104

Rooms Total

7

Security Features

Gated Community

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

Metal Siding

Direction Faces

North

Foundation Details

Crawlspace

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Num Timesper Year

6

Roof

Membrane

Stories Total

Yes

Year Built

1986

Site & Exterior

Additional Water Information

The community is built around a series of canals that lead to Tampa Bay. Residents have access to a boat and kayak dock.

Carport Spaces

Yes

Covered Spaces

Yes

Exterior Features

Private EntrancePrivate MailboxRain Gutters

Flood Zone Code

AE

I D X Participation

Yes

Lot Size Acres

0.14

Lot Size Area

6197

Lot Size Square Feet

6197

Lot Size Units

Square Feet

Other Structures

Shed(s)Workshop

Patio And Porch Features

ScreenedSide Porch

Public Survey Range

19

Public Survey Section

22

Road Responsibility

Private Maintained Road

Road Surface Type

Asphalt

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Cable AvailableFiber OpticsPublicStreet LightsUnderground Utilities

Water Extras

Yes

Water Source

Public

Waterfront Features

Canal FrontWaterfront

Zoning

PD

Financials

Amenities Additional Fees

Storage is available for boats and RV’s for an additional $120 - $250 per year per space, depending on the size of space needed.

Association Fee

242

Association Fee Frequency

Monthly

Association Fee Includes

Common Area TaxesCommunity PoolEscrow Reserves FundManagerPool MaintenancePrivate RoadRecreational Facilities

Calculated List Price By Calculated Sq Ft

134.96

Contract Status Change Date

2026-03-01

Current Price

149000

Feed Types

BBO

Land Lease

Yes

Lease Considered

Yes

Minimum Lease

1 Month

Monthly H O A Amount

242

Ownership

Co-op

Parcel Number

U22311960600000000092.0

Public Survey Township

31

Tax Annual Amount

662.81

Tax Block

00000

Tax Book Number

22-22

Tax Legal Description

CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 92

Tax Lot

00920

Tax Year

2024

Total Annual Fees

2904

Total Monthly Fees

242

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Leasing is allowed during the months of October through May only. Tenants must be 55+submit an applicationpass a background check and be interviewed by the Board.

Association Amenities

ClubhouseFence RestrictionsGatedLaundryOptional Additional FeesParkPoolRecreation FacilitiesShuffleboard CourtWheelchair Access

Association Approval Required

Yes

Association Email

caribbeanislesoffice@gmail.com

Association Fee Requirement

Required

Association Name

Candis Farberov

Association Phone

813-645-1498

Community Features

Canal FrontCommunity Boat RampFishingPrivate Boat RampWater AccessWaterfrontAssociation Recreation - OwnedBuyer Approval RequiredClubhouseDeed RestrictionsDog ParkGated Community - No GuardGolf Carts OKParkPoolWheelchair Access

Lease Restrictions

Yes

M L S Area Major

33572 - Apollo Beach / Ruskin

Max Pet Weight

45

Number Of Pets

2

Pet Restrictions

Pets are allowed with restrictionsbut must be registered with the officeand on-leash when outdoors. Verify current restrictions with the management company.

Pet Size

Small (16-35 Lbs.)

Pets Allowed

Breed RestrictionsNumber LimitSize Limit

Senior Community

Yes

Subdivision Name

CARIBBEAN ISLES RESIDENTIAL COOPERATIVE

Listing provided courtesy of STELLAR via IDX. Updated: Mar 22, 2026, 4:38pm.

225 N SAINT THOMAS CIRCLE

225 N SAINT THOMAS CIRCLE

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Judith Martin

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225 N SAINT THOMAS CIRCLE

225 N SAINT THOMAS CIRCLE

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Judith Martin