Property Description

One or more photo(s) has been virtually staged. Live the Florida lifestyle you’ve been dreaming of in this charming Water Front Key West–style 3-bedroom, 2-bath home located in the highly sought-after Mirabay community. From the moment you step onto the oversized covered front porch, this home welcomes you with warmth, character, and timeless coastal appeal.
Inside, a bright and airy layout showcases soaring ceilings and a seamless flow between the living and dining areas, creating a space that feels both open and inviting. The beautifully upgraded kitchen is designed to impress, featuring solid surface countertops, stainless steel appliances, and ample cabinetry — perfect for both everyday living and entertaining.
Each bedroom offers comfortable, well-proportioned space, while the screened-in back patio provides a peaceful retreat with tranquil water views and no rear neighbors, an ideal setting for relaxing mornings or quiet evenings.
But Mirabay is more than just a community — it’s a lifestyle. Residents enjoy resort-style amenities including boating access to the Gulf, a stunning waterfront clubhouse, pool, fitness center, and 24/7 gated security. All of this is conveniently located near shopping, dining, recreation, and local beaches.
This is your opportunity to experience exceptional Florida living in one of Apollo Beach’s most desirable waterfront neighborhoods.
Some photos have been virtually staged to help showcase the home’s potential.

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Included Appliances

DishwasherDisposalExhaust FanGas Water HeaterMicrowaveRange

Property Details

Highlights

View

Yes

Waterfront

Yes

Interior

Appliances

DishwasherDisposalExhaust FanGas Water HeaterMicrowaveRange

Bathrooms Total Decimal

2

Building Area Total

2954

Cooling

Central Air

Flooring

Luxury VinylTile

Furnished

Unfurnished

Heating

CentralNatural Gas

Interior Features

Ceiling Fan(s)Crown MoldingEating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)

Laundry Features

InsideLaundry Room

Living Area

1903

Rooms Total

10

Virtually Staged

Yes

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockStucco

Direction Faces

Southeast

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Metal

Year Built

2004

Site & Exterior

Covered Spaces

2

Exterior Features

French DoorsLightingRain GuttersSidewalk

Flood Zone Code

AE

Garage Dimensions

20X25

Garage Spaces

2

I D X Participation

Yes

Lot Size Acres

0.14

Lot Size Area

6050

Lot Size Square Feet

6050

Lot Size Units

Square Feet

Open Parking

Yes

Parking Features

DrivewayGarage Door Opener

Patio And Porch Features

CoveredFront PorchRear PorchScreened

Public Survey Range

19

Public Survey Section

32

Road Surface Type

AsphaltPaved

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

BB/HS Internet AvailableCable AvailableCable ConnectedElectricity AvailableElectricity ConnectedPublicSewer AvailableSewer ConnectedWater AvailableWater Connected

View

Water

Water Access

Yes

Water Body Name

INTRACOASTAL WATERWAY

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Bay/Harbor FrontWaterfrontIntracoastal Waterway

Waterfront Feet Total

55

Zoning

PD

Financials

Association Fee

189.97

Association Fee Frequency

Annually

Association Fee Includes

Community PoolMaintenance GroundsPool MaintenanceRecreational Facilities

Calculated List Price By Calculated Sq Ft

314.24

Contract Status Change Date

2026-02-19

Current Price

598000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

No Minimum

Monthly H O A Amount

15.83

Owner Name

OF RECORD

Ownership

Fee Simple

Parcel Number

U32311962G00004C00006.0

Public Survey Township

31

Tax Annual Amount

13747

Tax Block

4C

Tax Book Number

93-79

Tax Legal Description

MIRABAY PHASE 3A-1 LOT 6 BLOCK 4C

Tax Lot

6

Tax Other Annual Assessment Amount

4112

Tax Year

2025

Total Annual Fees

379.94

Total Monthly Fees

31.66

Neighborhood & Lifestyle

Community & Association

Association Amenities

ClubhouseMaintenanceParkPlaygroundPoolRecreation FacilitiesTrail(s)

Association Email

mwilliams@rizzetta.com/hoageneral@rizzetta.com

Association Fee Requirement

Required

Association Fee2

189.97

Association Fee2 Frequency

Annually

Association Name

Harbor Bay CDD/Rizetta Management/Melissa Williams

Association Name2

Mirabay Master HOA

Association Phone

(813) 533-2950

Association U R L

View Link

Association2

Yes

Community Features

Bay/Harbor FrontDockFishingIntracoastal WaterwayWaterfrontClubhouseParkPlaygroundPoolSidewalks

M L S Area Major

33572 - Apollo Beach / Ruskin

Pets Allowed

Cats OKDogs OK

Subdivision Name

MIRABAY PH 3A-1

Schools

Ratings

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Listing provided courtesy of STELLAR via IDX. Updated: Apr 23, 2026, 7:08pm.

423 MANNS HARBOR DRIVE

423 MANNS HARBOR DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Karina Bell

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$200

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423 MANNS HARBOR DRIVE

423 MANNS HARBOR DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Karina Bell