Property Description

5413 Wishing Arch Drive | Low Interest Rate Assumable Loan | 3 Beds + Office | Dockable Lagoon-Front Lot | Built 2021

Picture wide open lagoon views behind you, conservation and pond views in front of you, and one of the largest pie-shaped dockable lots in this area of the neighborhood giving you room to breathe. Located in the waterfront community of MiraBay, this 2021 Park Square Homes Margate floorplan provides privacy, flexibility, and a financial opportunity that is increasingly rare in today’s market.

An assumable FHA loan with a low interest rate is available to qualified buyers — a significant advantage in a higher-rate environment. Combined with $5,000 toward a future dock, this creates real, tangible value beyond the home itself.

Inside, the layout feels open and connected from the moment you walk in. Durable wood look tile plank flooring runs throughout the main living areas, crown molding adds a finished finish, and high ceilings keep the space light and airy. A custom built-in dry bar creates an inviting place to gather after a day at the clubhouse pool.

The kitchen anchors the home with quartz countertops, stainless steel appliances, gas cooking, a stylish backsplash, and a large center island with generous seating for up to 6. It flows naturally into the dining and living areas, all positioned to capture peaceful lagoon views and embrace indoor-outdoor living.

The split-bedroom layout provides privacy, with guest bedrooms and the dedicated office toward the front and the primary suite quietly positioned at the rear overlooking the water. The owner’s retreat includes two walk-in closets and a spacious en-suite bath with dual vanities and a walk-in shower.

For waterfront buyers, the value continues: the dock easement fee has already been paid, saving substantial upfront cost and simplifying future dock installation. The oversized backyard offers room for a pool, expanded outdoor living, and a dock setup.

Just a short walk or golf cart ride to the clubhouse and cafe, and directly across the canal from community events, residents enjoy boating, fishing, and waterfront dining with connectivity to Tampa Bay. MiraBay features two heated pools, a two-story 24-hour fitness center, tennis, basketball and pickleball courts, walking trails, parks a private boat ramp, kayak launch, and golf-cart-friendly streets.

Waterfront space, long-term flexibility, and a rare financing advantage — this is the kind of opportunity buyers wait for.

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Included Appliances

Built-In OvenCooktopDishwasherDisposalDryerGas Water HeaterMicrowaveRangeRange HoodRefrigeratorTankless Water HeaterWasherWine Refrigerator

Property Details

Highlights

View

Yes

Waterfront

Yes

Interior

Accessibility Features

Accessible BedroomAccessible ClosetsAccessible DoorsAccessible EntranceAccessible Full BathAccessible KitchenCentral Living Area

Additional Rooms

Den/Library/OfficeGreat RoomInside Utility

Appliances

Built-In OvenCooktopDishwasherDisposalDryerGas Water HeaterMicrowaveRangeRange HoodRefrigeratorTankless Water HeaterWasherWine Refrigerator

Bathrooms Total Decimal

2

Building Area Total

2565

Cooling

Central Air

Floor Number

Yes

Flooring

CarpetTile

Furnished

Unfurnished

Heating

CentralNatural Gas

Interior Features

Built-in FeaturesCeiling Fan(s)Crown MoldingDry BarEating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-In Closet(s)Window Treatments

Laundry Features

Gas Dryer HookupInsideLaundry RoomWasher Hookup

Living Area

1964

Rooms Total

8

Security Features

Gated CommunitySmoke Detector(s)

Window Features

BlindsInsulated WindowsWindow Treatments

Construction

Architectural Style

Craftsman

Builder Model

Margate

Builder Name

Park Square Homes

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockStoneStucco

Direction Faces

East

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Num Of Own Years Prior To Lse

Yes

Num Timesper Year

Yes

Property Condition

Completed

Roof

Shingle

Stories Total

Yes

Year Built

2021

Site & Exterior

Additional Water Information

Home has over 56ft of frontage on the Mirabay Lagoon and is fully Dockable with the dock easement already paid for and dock plans already drawn up

Covered Spaces

2

Exterior Features

Hurricane ShuttersIrrigation SystemLightingPrivate MailboxSidewalkSliding DoorsSprinkler Metered

Flood Zone Code

AE

Garage Spaces

2

I D X Participation

Yes

Lot Features

In CountyLandscapedNear MarinaRolling SlopeSidewalk

Lot Size Acres

0.14

Lot Size Area

6165

Lot Size Square Feet

6165

Lot Size Units

Square Feet

Open Parking

Yes

Parking Features

DrivewayGarage Door OpenerGround LevelOff StreetOpen

Patio And Porch Features

Front PorchPorchRear Porch

Public Survey Range

19

Public Survey Section

32

Road Frontage Type

Street Paved

Road Responsibility

Private Maintained Road

Road Surface Type

PavedAsphalt

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

BB/HS Internet AvailableCable AvailableElectricity ConnectedNatural Gas ConnectedPublicSewer ConnectedSprinkler MeterStreet LightsWater Connected

Vegetation

Mature LandscapingTrees/LandscapedWooded

View

Water

Water Access

Yes

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Canal FrontLakeWaterfrontLagoon

Waterfront Feet Total

57

Zoning

PD

Financials

Association Fee

189

Association Fee Frequency

Annually

Association Fee Includes

Community PoolMaintenance GroundsPrivate RoadRecreational Facilities

Calculated List Price By Calculated Sq Ft

394.09

Contract Status Change Date

2025-12-18

Current Price

774000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

8-12 Months

Monthly H O A Amount

15.75

Ownership

Fee Simple

Parcel Number

U323119C0L00000000045.0

Public Survey Township

31

Tax Annual Amount

10951

Tax Block

0000

Tax Book Number

137-176

Tax Legal Description

MIRABAY PARCEL 8 LOT 45

Tax Lot

45

Tax Other Annual Assessment Amount

3732

Tax Year

2024

Total Annual Fees

189

Total Monthly Fees

15.75

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Please verify all restrictions with the HOA.

Association Amenities

Basketball CourtClubhouseFence RestrictionsFitness CenterGatedLobby Key RequiredParkPickleball Court(s)PlaygroundPoolRecreation FacilitiesSaunaTennis Court(s)Trail(s)

Association Email

lesly.candelier@fsresidential.com

Association Fee Requirement

Required

Association Name

Lesly Candelier

Association Phone

1.866.378.1099

Association U R L

View Link

Community Features

Canal FrontCommunity Boat RampDockFishingLakePrivate Boat RampWater AccessWaterfrontAssociation Recreation - OwnedClubhouseDeed RestrictionsFitness CenterGated Community - No GuardGolf Carts OKParkPlaygroundPoolRestaurantSidewalksTennis Court(s)

Lease Restrictions

Yes

M L S Area Major

33572 - Apollo Beach / Ruskin

Pets Allowed

Cats OKDogs OKYes

Subdivision Name

MIRABAY PRCL 8

Listing provided courtesy of STELLAR via IDX. Updated: Jun 30, 2026, 5:38pm.

5413 WISHING ARCH DRIVE

5413 WISHING ARCH DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Shawna Calvert

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5413 WISHING ARCH DRIVE

5413 WISHING ARCH DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Shawna Calvert