Property Description

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

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Included Appliances

Built-In OvenCooktopDishwasherDisposalMicrowaveRangeRange HoodRefrigeratorWasherWater Filtration System

Property Details

Highlights

View

Yes

Waterfront

Yes

Interior

Appliances

Built-In OvenCooktopDishwasherDisposalMicrowaveRangeRange HoodRefrigeratorWasherWater Filtration System

Bathrooms Total Decimal

2

Building Area Total

1556

Cooling

Central AirZoned

Flooring

Laminate

Furnished

Turnkey

Heating

CentralElectric

Interior Features

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWindow Treatments

Laundry Features

In Kitchen

Living Area

1366

Other Equipment

Fuel Tank(s)GeneratorSatellite Dish

Rooms Total

8

Security Features

Fire AlarmSmoke Detector(s)

Window Features

Double Pane WindowsInsulated WindowsLow-Emissivity WindowsStorm Window(s)

Construction

Architectural Style

Key West

Building Area Source

Public Records

Building Area Units

Square Feet

Common Walls

End Unit

Construction Materials

HardiPlank Type

Direction Faces

West

Foundation Details

Stilt/On Piling

Levels

Two

Living Area Source

Public Records

Living Area Units

Square Feet

Num Timesper Year

180

Property Condition

Completed

Roof

Metal

Year Built

1981

Site & Exterior

Additional Water Information

2 docks recently completed for the Useppa Village homesfirst comefree up to 24'

Exterior Features

BalconyCourtyardHurricane ShuttersLightingOutdoor GrillPrivate YardStorage

Flood Zone Code

A8

I D X Participation

Yes

Lot Features

Flood Insurance RequiredFloodZoneHistoric DistrictIn CountyLandscapedNear MarinaPrivate

Lot Size Acres

0.05

Lot Size Area

2352

Lot Size Square Feet

2352

Lot Size Units

Square Feet

Open Parking

Yes

Other Structures

Storage

Parking Features

DrivewayElectric Vehicle Charging Station(s)Ground LevelOff StreetOpen

Patio And Porch Features

CoveredDeckFront PorchRear PorchScreened

Public Survey Range

21E

Public Survey Section

09

Road Frontage Type

Private Road

Road Responsibility

Private Maintained Road

Road Surface Type

Gravel

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Electricity ConnectedPhone AvailablePrivatePropaneSewer ConnectedStreet LightsUnderground UtilitiesWater Connected

Vegetation

Mature Landscaping

View

Water

Water Access

Yes

Water Body Name

PINE ISLAND SOUND

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Bay/Harbor

Waterfront Feet Total

20

Zoning

RM-2

Zoning Compatible

Yes

Financials

Amenities Additional Fees

Useppa Club launch for daily access to the shore port on Pine Island. NOTE!! Membership in the Useppa Island Club is required to purchase a home on Useppa, one-time initiation fee of $50000 + sales tax

Association Fee

503.8

Association Fee Frequency

Monthly

Calculated List Price By Calculated Sq Ft

786.9

Contract Status Change Date

2026-03-25

Current Price

1074900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-7 Days

Monthly H O A Amount

503.8

Owner Name

RONALD J GATEWOOD

Ownership

Fee Simple

Parcel Number

0944210200010.00A0

Public Survey Township

44

Tax Annual Amount

10023.53

Tax Block

10

Tax Book Number

01

Tax Legal Description

USEPPA VILLAGE W 1/2 LOT 10 AS DESC IN OR 1570 PG 1214

Tax Lot

10

Tax Year

2025

Total Annual Fees

25512.24

Total Monthly Fees

2126.02

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Tenants must be Useppa Island Club membersor guest of a member.

Association Approval Required

Yes

Association Email

reception@useppa.com

Association Fee Requirement

Required

Association Fee2

1622.22

Association Fee2 Frequency

Monthly

Association Name

Evelyn

Association Name2

Useppa Island Partners LLC

Association Phone

239-283-1061

Association Phone2

239-283-1061

Association U R L

useppa.com

Association2

Yes

Lease Restrictions

Yes

M L S Area Major

33924 - Captiva

Number Of Pets

2

Pets Allowed

Dogs OKNumber Limit

S W Subdiv Community Name

Not Applicable

Subdivision Name

USEPPA VILLAGE

Listing provided courtesy of STELLAR via IDX. Updated: Apr 27, 2026, 2:53pm.

520 USEPPA ISLAND

520 USEPPA ISLAND

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Brian McColgan

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520 USEPPA ISLAND

520 USEPPA ISLAND

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Brian McColgan