Property Description

Come live the resort lifestyle with carefree maintenance in the beautiful and gated Carmel by the Lake community on 400 acre Lake Howell. This furnished 2 bed, 2 bath; 4th-floor condo, with elevators, is all on one level and offers serene views of towering oak trees, and the shady walking paths around the lovely grounds leading to Lake Howell (a large ski lake). Stepping into this lovely home, you’ll immediately notice the light and bright spacious eat-in kitchen with pass-through to the dining and living room. You won’t be able to draw your eyes from the oversized glass sliders to the covered screened lanai that faces east. Enjoy your morning coffee with peaceful views of the sunrise on your own private back porch. The large master bedroom offers views of sunrises and majestic trees, a master bath with double sinks, walk-in closet and large shower. This split plan has an inside Laundry, hall bath and a 2nd bedroom in front. Other extras include a designated covered parking spot and storage assigned to unit, newer appliances, and private community boat ramp on Lake Howell to spend hours of fun on the water. This location is prime as you are just minutes away from many shopping options, restaurants, UCF, beaches, only 35 minutes to Disney, Orlando International airport, Sanford airport and close to Winter Park or Altamonte train services and major roadways for an easy commute to all that Central Florida has to offer. All this and zoned for Seminole County schools. Carmel by the Lake is like living in your own private gated resort with community pool, hot tub, tennis/pickle ball court, racketball, clubhouse, boat ramp, fishing pier and lakeside walking paths. The monthly HOA is very comprehensive and offers a lot: high-speed internet, cable with over 200 channels, water, sewer, trash, grounds upkeep, building exterior maintenance and community maintenance. Don't miss out on this gem, schedule your private tour today!
Property may be under video/audio surveillance.

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Included Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Property Details

Highlights

View

Yes

Interior

Additional Rooms

Breakfast Room SeparateInside UtilityStorage Rooms

Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Bathrooms Total Decimal

2

Building Area Total

1480

Cooling

Central Air

Floor Number

4

Flooring

Ceramic TileParquet

Furnished

Heating

CentralElectric

Interior Features

Eating Space In KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomThermostatWalk-In Closet(s)Window Treatments

Laundry Features

Electric Dryer HookupInsideLaundry ClosetWasher Hookup

Living Area

1137

Rooms Total

5

Security Features

Fire Sprinkler SystemGated CommunitySecurity SystemSecurity System LeasedSmoke Detector(s)

Construction

Building Area Source

Appraiser

Building Area Units

Square Feet

Construction Materials

BlockStucco

Direction Faces

West

Foundation Details

Slab

Levels

One

Living Area Source

Appraiser

Living Area Units

Square Feet

Num Timesper Year

2

Roof

Built-UpTile

Stories Total

4

Year Built

1984

Site & Exterior

Additional Water Information

The condo complex is on Lake Howellan over 400-acre ski lake conveniently located in Seminole County great for boatingwater sportsfishing and sunrises.

Carport Spaces

Yes

Covered Spaces

Yes

Exterior Features

BalconySidewalkSliding DoorsStorageTennis Court(s)

Flood Zone Code

X

I D X Participation

Yes

Lot Size Acres

0.07

Lot Size Area

334

Lot Size Square Feet

334

Lot Size Units

Square Feet

Patio And Porch Features

CoveredPatioRear PorchScreened

Public Survey Range

30

Public Survey Section

28

Road Surface Type

Paved

Sewer

Public Sewer

Utilities

BB/HS Internet AvailableElectricity ConnectedPhone AvailablePublicSewer ConnectedWater Connected

Vegetation

Mature LandscapingTrees/Landscaped

View

Park/GreenbeltTrees/Woods

Water Access

Yes

Water Body Name

LAKE HOWELL

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront Features

LakeWaterfront

Zoning

PRD

Financials

Association Fee

741.28

Association Fee Frequency

Monthly

Association Fee Includes

Cable TVCommon Area TaxesCommunity PoolEscrow Reserves FundInsuranceInternetMaintenance StructureMaintenance GroundsMaintenance RepairsManagerPool MaintenancePrivate RoadRecreational FacilitiesSewerTrashWater

Calculated List Price By Calculated Sq Ft

206.68

Contract Status Change Date

2026-05-09

Current Price

235000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

6 Months

Monthly H O A Amount

741.28

Owner Name

CALL LA

Ownership

Condominium

Parcel Number

28213051500004450

Public Survey Township

21

Tax Annual Amount

2934

Tax Block

0000

Tax Book Number

30-3

Tax Legal Description

UNIT 445 CARMEL BY THE LAKE UNIT 1 A CONDO PB 30 PGS 3 TO 11

Tax Lot

4450

Tax Year

2024

Total Annual Fees

8895.36

Total Monthly Fees

741.28

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Call AssociationCity or County.

Association Amenities

Cable TVClubhouseElevator(s)GatedMaintenancePickleball Court(s)PoolRacquetballRecreation FacilitiesTennis Court(s)

Association Email

a swetnam@vistacamfl.com

Association Fee Requirement

Required

Association Name

Andrea Swetnam

Association Phone

407-682-3443

Association U R L

VistaCamFL.com

Community Features

Community Boat RampDockFishingLakePrivate Boat RampWater AccessWaterfrontAssociation Recreation - OwnedClubhouseCommunity MailboxGated Community - No GuardPoolSidewalksTennis Court(s)

M L S Area Major

32707 - Casselberry

Pet Restrictions

Call City or County

Pets Allowed

Cats OKDogs OK

Subdivision Name

CARMEL BY THE LAKE UNIT 1 A CONDO

Schools

Ratings

Elementary

Sterling Park Elementary

Middle

South Seminole Middle

High

Lake Howell High

Listing provided courtesy of STELLAR via IDX. Updated: Jun 24, 2026, 2:38pm.

1162 CARMEL CIRCLE 440

1162 CARMEL CIRCLE 440

Property Description

Watch Video Tour

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

John Herndon

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1162 CARMEL CIRCLE 440

1162 CARMEL CIRCLE 440

Property Description

Watch Video Tour

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

John Herndon