Property
ActiveResidential
1/8
$240,000

1170 WHIDDON AVENUE

Cedar Key, FL 32625
2
Beds
2
Baths
962
SqFt
0.22
Acres
STELLAR
#GC539563
Updated: Jun 23, 2026, 3:38pm

Property Description

This Cedar Key property presents a rare opportunity for buyers looking to rebuild or reimagine a coastal home in one of Florida’s most unique waterfront communities. Previously impacted by storm damage, the property is now positioned for potential repair or reconstruction under current FEMA and local guidelines. Based on guidance from local officials, rebuilding may be possible depending on the scope of work and overall project cost relative to the structure’s pre-storm value. This creates a unique opportunity for buyers to design and execute a project that fits within those parameters—whether restoring the existing footprint or creating a thoughtfully updated coastal retreat. The value calculation is based on the structure only (excluding land), giving buyers a clear framework to explore renovation or rebuilding options. Due to FEMA regulations and the 50% rule, buyers are encouraged to work with the City of Cedar Key, contractors, and design professionals to fully understand allowable improvements, elevation requirements, and permitting options. If you’ve been looking for a project with flexibility, upside, and the ability to create something truly your own, this is an opportunity worth exploring.
Included Appliances
DishwasherDryerRangeRefrigeratorWasher

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Appliances
DishwasherDryerRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
1274
Cooling
Central AirMini-Split Unit(s)
Flooring
Concrete
Furnished
Unfurnished
Heating
CentralElectricPropane
Interior Features
Ceiling Fan(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor
Laundry Features
InsideLaundry Closet
Living Area
962
Rooms Total
7
Construction
Architectural Style
Cottage
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockConcreteHardiPlank TypeStucco
Direction Faces
North
Foundation Details
SlabStem Wall
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Property Condition
Completed
Roof
Metal
Year Built
1950
Site & Exterior
Exterior Features
Hurricane ShuttersStorage
Flood Zone Code
VE
I D X Participation
Yes
Lot Features
ClearedFlood Insurance RequiredFloodZoneCity LotLandscapedLevel
Lot Size Acres
0.22
Lot Size Area
9583
Lot Size Square Feet
9583
Lot Size Units
Square Feet
Number Of Lots
Yes
Open Parking
Yes
Other Structures
StorageWorkshop
Parking Features
DrivewayOff Street
Patio And Porch Features
Front PorchScreened
Public Survey Range
13
Public Survey Section
30
Road Frontage Type
Street Paved
Road Responsibility
Public Maintained Road
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity ConnectedSewer ConnectedWater Connected
View
CityWater
Water Access
Yes
Water Body Name
GULF OF MEXICO
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Saltwater
Waterfront Feet Total
80
Zoning
R-1
Zoning Compatible
Yes
Financials
Calculated List Price By Calculated Sq Ft
249.48
Contract Status Change Date
2026-04-24
Current Price
240000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Owner Name
MCMILLEN HOLDINGS LLC
Ownership
Fee Simple
Parcel Number
0889800000
Public Survey Township
15
Tax Annual Amount
5011
Tax Block
10
Tax Book Number
2-34
Tax Legal Description
30-15-13 SOUTH FOWLERWAY BLK 10 LOT 6 & WEST 20 FT OF LOT 5 & EAST 10 FT OF LOT 7 OR BOOK 1640 PAGE 228
Tax Lot
6
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
M L S Area Major
32625 - Cedar Key
Pets Allowed
Yes
Subdivision Name
SOUTH FOWLERWAY
Schools
Ratings
High
Cedar Key High School-LV
Listing provided courtesy of STELLAR via IDX. Updated: Jun 23, 2026, 3:38pm.
Chad Shaffer

Listing Agent

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