Property Description

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time.

Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout.

Convenience is key, with elevator access just steps away for easy day-to-day living.

Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges.

Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community.

**Highlights:**
MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE

**Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information.

This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

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Included Appliances

DishwasherElectric Water HeaterFreezerMicrowaveRangeRefrigerator

Property Details

Highlights

View

Yes

Interior

Appliances

DishwasherElectric Water HeaterFreezerMicrowaveRangeRefrigerator

Bathrooms Total Decimal

Yes

Building Area Total

480

Cooling

Central Air

Floor Number

Yes

Flooring

Ceramic Tile

Furnished

Heating

Central

Interior Features

Accessibility FeaturesElevatorKitchen/Family Room ComboThermostatWindow Treatments

Living Area

480

Rooms Total

4

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

Wood FrameWood Siding

Direction Faces

Northwest

Foundation Details

SlabStilt/On Piling

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Stories Total

2

Year Built

1982

Site & Exterior

Exterior Features

LightingSidewalk

Flood Zone Code

VE

I D X Participation

Yes

Lot Features

Historic DistrictCity LotNear MarinaSidewalk

Lot Size Acres

0.01

Lot Size Area

414

Lot Size Square Feet

414

Lot Size Units

Square Feet

Patio And Porch Features

CoveredDeck

Public Survey Range

13E

Public Survey Section

32

Road Frontage Type

Street Paved

Road Surface Type

Paved

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Cable ConnectedElectricity ConnectedFiber OpticsPhone AvailablePublicSewer ConnectedStreet LightsWater Connected

View

Water

Water Access

Yes

Water Body Name

GULF OF MEXICO

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront Features

Bay/Harbor FrontGulf/Ocean FrontWaterfront

Zoning

RESI

Financials

Association Fee Frequency

Monthly

Association Fee Includes

Cable TVInsuranceMaintenance StructureMaintenance GroundsManagerPest ControlTrash

Calculated List Price By Calculated Sq Ft

268.54

Condo Fees

805

Condo Fees Term

Monthly

Contract Status Change Date

2026-04-30

Current Price

128900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-7 Days

Monthly Condo Fee Amount

805

Owner Name

STACY GERVAIS

Ownership

Fee Simple

Parcel Number

1765000000

Public Survey Township

15S

Tax Annual Amount

2181.68

Tax Legal Description

32-15-13 CEDAR COVE EFFICIENCY CONDO II UNIT D-5 OR BOOK 1644 PAGE 763

Tax Year

2025

Total Annual Fees

9660

Total Monthly Fees

805

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Buyer and/or buyer agent to verify lease restrictions.

Association Amenities

Cable TVElevator(s)Wheelchair Access

Association Approval Required

Yes

Association Fee Requirement

Required

Association Name

McCormick Mgt & Realty LLC

Association Phone

352-543-9161

Association U R L

cedarkeytime.com

Community Features

Bay/Harbor FrontFishingGulf/Ocean FrontWater AccessWaterfrontBuyer Approval RequiredGolf Carts OKParkPlaygroundSidewalksWheelchair Access

Lease Restrictions

Yes

M L S Area Major

32625 - Cedar Key

Subdivision Name

CEDAR COVE EFFICIENCY CONDO 02

Listing provided courtesy of STELLAR via IDX. Updated: Jun 14, 2026, 5:23pm.

82 2ND STREET D5

82 2ND STREET D5

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Stacy Gervais

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82 2ND STREET D5

82 2ND STREET D5

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Stacy Gervais