Property
ActiveCondo
1/60
$275,000

3400 COVE CAY DRIVE 4E

Clearwater, FL 33760
2
Beds
2
Baths
1,070
SqFt
0
Acres
STELLAR
#TB8518074
Updated: Jun 28, 2026, 4:23pm

Property Description

Cove Cay is one of the area's original planned resort-style communities, offering an active Florida lifestyle surrounded by golf, waterfront scenery, nature, and an abundance of amenities. From the moment you arrive at the gated entrance and security office, you'll feel as though you've entered your own oasis. Meticulously maintained grounds, mature oak trees, gardens, butterfly habitats, and wildlife create a peaceful park-like setting enjoyed year-round. The community offers a remarkable variety of environments and experiences. Enjoy sweeping views of Tampa Bay and the Bayside Bridge, colorful sunrises, ever-changing skies, passing weather patterns, calm waters one day and rolling waves the next, along with boat traffic and water recreation that bring the waterfront to life. Residents enjoy access to a golf course overlooking Tampa Bay, a waterfront restaurant with outdoor patio seating and firepit areas, marina facilities, boat launch access, swimming pool, spa, tiki huts, clubhouse activities, covered parking, convenient elevators, and thoughtfully designed village settings surrounded by beautifully maintained landscaping. Together, these features create an enjoyable lifestyle that allows more time for hobbies, recreation, and socializing with friends and neighbors. Village IV has long been one of the community's most sought-after villages. Available governing documents, reserve information, and inspection reports provide buyers with valuable information when considering ownership.
The standout feature of this fourth-floor residence is its exceptional location and view orientation. Positioned at an ideal elevation, the east-facing home captures beautiful sunrise skies, Tampa Bay water views, and multiple greens and tee boxes along the golf course. Many owners appreciate that the fourth floor offers an excellent balance between panoramic views and a comfortable connection to the activity below. The expansive wall-to-wall porch serves as an extension of the living space and creates the perfect setting for morning coffee, entertaining guests, or simply enjoying the scenery. Oversized sliding glass doors bring natural light and views deep into the home, creating a seamless connection between indoor and outdoor living. The living and dining areas flow comfortably from the updated kitchen featuring newer appliances, stainless finishes, and decorative ceiling details. Quality laminate flooring enhances the main living areas, while tile flooring is featured on the porch, in the kitchen, and in the bathrooms. The spacious primary suite offers a walk-in closet, bonus beach closet, updated ensuite bath, and one of the home's most enjoyable features—waking up to water, golf course, and sunrise views right from your bed. Bedroom two offers a large closet and bright window. Additional improvements include a newer air conditioning system and water heater. The kitchen was thoughtfully extended to take advantage of additional window light, and the private laundry room is conveniently located on the porch. Just steps from the front door are two elevators and a nearby trash chute for everyday convenience.
If you have not yet experienced the unique lifestyle that Cove Cay offers, and discover one of Clearwater's most distinctive waterfront and golf course communities. Schedule your private tour today and experience the views, amenities, and lifestyle that make this residence such a special place to call home. Furnishings neg, Premium cable, low util.
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Included Appliances
DishwasherDryerElectric Water HeaterExhaust FanMicrowaveRangeRefrigeratorWasher

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Accessibility Features
Accessible Elevator Installed
Appliances
DishwasherDryerElectric Water HeaterExhaust FanMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
1070
Cooling
Central Air
Floor Number
4
Flooring
Laminate
Furnished
Negotiable
Heating
Electric
Interior Features
Ceiling Fan(s)Eating Space In KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWalk-In Closet(s)Window Treatments
Laundry Features
Laundry Room
Living Area
1070
Other Equipment
Irrigation Equipment
Rooms Total
5
Security Features
Fire Alarm
Window Features
Aluminum FramesBlindsWindow Treatments
Construction
Architectural Style
Coastal
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockStucco
Direction Faces
West
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Num Timesper Year
2
Roof
Membrane
Stories Total
Yes
Year Built
1986
Site & Exterior
Additional Water Information
Clubhouserestaurantfirepitseatingpatiosand golf setting along Tampa Bay. This fourth-floorresidence overlooks the golf course and bayoffering beautiful sunrisewaterand sky views from the expansive porchlivingand primary bedroom.
Carport Spaces
Yes
Covered Spaces
Yes
Exterior Features
BalconyFire PitGardenIrrigation SystemLightingPrivate EntrancePrivate MailboxSliding Doors
Flood Zone Code
AE
I D X Participation
Yes
Lot Features
Corner LotFloodZoneNear Golf CourseNear MarinaOn Golf CoursePrivateStreet Dead-End
Patio And Porch Features
CoveredEnclosedPatioPorchRear PorchScreened
Pool Features
GuniteOutside Bath Access
Public Survey Range
16
Public Survey Section
29
Road Frontage Type
Street Dead-EndStreet PavedPrivate Road
Road Responsibility
Private Maintained Road
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Spa Features
In Ground
Utilities
BB/HS Internet AvailableCable ConnectedElectricity ConnectedFire HydrantSewer ConnectedSprinkler MeterStreet LightsUnderground UtilitiesWater Connected
Vegetation
Mature LandscapingOak TreesTrees/LandscapedWooded
View
GardenGolf CoursePark/GreenbeltTrees/WoodsWater
Water Access
Yes
Water Body Name
TAMPA BAY-BAYSIDE BRIDGE
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Bay/Harbor FrontWaterfrontBay/HarborMarina
Waterfront Feet Total
150
Financials
Amenities Additional Fees
Public Golf Course Additional Fees. Restaurant. Marina.
Association Fee Includes
24-Hour GuardCable TVCommon Area TaxesCommunity PoolElectricityEscrow Reserves FundInsuranceInternetMaintenance StructureMaintenance GroundsManagerPool MaintenancePrivate RoadSecurityTrashWater
Calculated List Price By Calculated Sq Ft
257.01
Condo Fees
731
Condo Fees Term
Monthly
Contract Status Change Date
2026-06-23
Current Price
275000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
4 Months
Monthly Condo Fee Amount
731
Owner Name
H TIMOTHY SETTLES TE & JANICE WILSON TE
Ownership
Condominium
Parcel Number
292916187060080045
Public Survey Township
29
Tax Annual Amount
3267.71
Tax Block
706-008
Tax Book Number
40-56
Tax Legal Description
COVE CAY VILLAGE IV CONDO PHASE VIII BLDG 8, UNIT 4-E TOGETHER WITH THE USE OF CARPORT 8-39
Tax Lot
45
Tax Year
2025
Total Annual Fees
8772
Total Monthly Fees
731

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
See Association BylawsRules and Regs.
Association Amenities
Cable TVClubhouseElevator(s)GatedGolf CourseMaintenanceOptional Additional FeesPoolSecuritySpa/Hot TubVehicle RestrictionsWheelchair Access
Association Approval Required
Yes
Association Email
covecay.villageiv@gmail.com
Association Name
Cove Cay Village IV/Julie Nichols
Association Name2
Cove Cay Association
Association Phone
Inframark Commun
Association U R L
Association2
Yes
Community Features
Bay/Harbor FrontMarinaPrivate Boat RampWater AccessWaterfrontBuyer Approval RequiredClubhouseGated Community - GuardGolfPoolRestaurantSpecial Community RestrictionsWheelchair Access
Complex Community Name N C C B
COVE CAY
Lease Restrictions
Yes
M L S Area Major
33760 - Clearwater
Subdivision Name
COVE CAY VILLAGE IV
Listing provided courtesy of STELLAR via IDX. Updated: Jun 28, 2026, 4:23pm.
Don Moore

Listing Agent

KELLER WILLIAMS REALTY- PALM H

Call Agent