Property
ActiveResidential
1/55
$7,775,000

12925 42ND TERRACE

Cortez, FL 34215
4
Beds
5
Baths
5,138
SqFt
0.47
Acres
STELLAR
#A4695510
Updated: Jun 10, 2026, 11:53am

Property Description

EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle.

Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication.

Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views.

The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room.

Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world.

Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle.
Call for Matterport 3D virtual floorplan and youtube video.
Included Appliances
CooktopDishwasherDisposalDryerMicrowaveOtherRefrigeratorWasher

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Family RoomGreat RoomInside Utility
Appliances
CooktopDishwasherDisposalDryerMicrowaveOtherRefrigeratorWasher
Bathrooms Total Decimal
4.5
Building Area Total
9125
Cooling
Central Air
Flooring
CarpetPorcelain Tile
Furnished
Unfurnished
Heating
Central
Interior Features
Built-in FeaturesCathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenElevatorOpen FloorplanOtherPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersVaulted Ceiling(s)Walk-In Closet(s)Window Treatments
Laundry Features
Laundry Room
Living Area
5138
Rooms Total
9
Window Features
Storm Window(s)Window Treatments
Construction
Architectural Style
CustomElevatedFloridaMediterraneanTraditional
Builder Name
Whitehead Construction Inc.
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
ConcreteStucco
Direction Faces
East
Foundation Details
Slab
Levels
Three Or More
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Tile
Stories Total
2
Year Built
1996
Site & Exterior
Covered Spaces
3
Exterior Features
BalconyIrrigation SystemLightingOther
Flood Zone Code
VE
Garage Spaces
3
I D X Participation
Yes
Lot Features
Oversized Lot
Lot Size Acres
0.47
Lot Size Area
20460
Lot Size Square Feet
20460
Lot Size Units
Square Feet
Open Parking
Yes
Parking Features
DrivewayGarage Faces SideOversized
Patio And Porch Features
CoveredFront PorchRear Porch
Pool Features
GuniteHeated
Public Survey Range
16E
Public Survey Section
03
Road Surface Type
AsphaltPaved
Sewer
Public Sewer
Spa Features
HeatedIn Ground
Total Acreage
1/4 to less than 1/2
Utilities
Public
View
PoolWater
Water Access
Yes
Water Body Name
ANNA MARIA SOUND
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
WaterfrontBay/HarborIntracoastal Waterway
Waterfront Feet Total
310
Zoning
PDR/CH
Financials
Association Fee
6000
Association Fee Frequency
Annually
Calculated List Price By Calculated Sq Ft
1513.23
Contract Status Change Date
2026-06-02
Current Price
7775000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
6 Months
Monthly H O A Amount
500
Owner Name
SUNSET HARBOR LAND TRUST U/A/D 12/14/2023
Ownership
Fee Simple
Parcel Number
7619700177
Public Survey Township
35S
Tax Annual Amount
39968
Tax Book Number
25-105
Tax Legal Description
LOT 1 & 2 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0017/7
Tax Lot
Yes
Tax Year
2025
Total Annual Fees
6000
Total Monthly Fees
500

Neighborhood & Lifestyle

Community & Association
Association Email
nicole@sunstatemanagement.com
Association Fee Requirement
Required
Association Name
Sunstate Property Management
Association Phone
941-870-4920
Community Features
WaterfrontGated Community - No Guard
M L S Area Major
34215 - Cortez
Pets Allowed
Cats OKDogs OKYes
S W Subdiv Community Name
Not Applicable
Subdivision Name
SUNSET HARBOR
Schools
Ratings
Elementary
Sea Breeze Elementary
Middle
W.D. Sugg Middle
High
Bayshore High
Listing provided courtesy of STELLAR via IDX. Updated: Jun 10, 2026, 11:53am.
Brooke O'Malley

Listing Agent

CLUB REALTY

Call Agent