Property
ActiveResidential
1/60
$350,900

20949 SW 81ST LOOP

Dunnellon, FL 34431
3
Beds
2
Baths
2,298
SqFt
1.14
Acres
STELLAR
#OM722176
Updated: May 24, 2026, 4:38pm

Property Description

Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
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Included Appliances
CooktopDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorWasher

Property Details

Interior
Additional Rooms
AtticFlorida RoomFormal Dining Room SeparateFormal Living Room SeparateGreat RoomInside Utility
Appliances
CooktopDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorWasher
Basement
Other
Bathrooms Total Decimal
2
Building Area Total
3368
Cooling
Central Air
Fireplace Features
Living RoomWood Burning
Flooring
CarpetCeramic TileLaminate
Furnished
Negotiable
Heating
CentralElectricHeat Pump
Interior Features
Ceiling Fan(s)Living Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatWindow Treatments
Laundry Features
InsideLaundry Room
Living Area
2298
Rooms Total
3
Security Features
Security LightsSmoke Detector(s)
Window Features
BlindsDrapesInsulated WindowsRodsWindow Treatments
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockBrickStucco
Direction Faces
East
Foundation Details
Slab
Levels
Multi/Split
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Stories Total
2
Year Built
1978
Site & Exterior
Covered Spaces
2
Exterior Features
Dog RunFrench DoorsIrrigation SystemLightingOutdoor ShowerRain GuttersStorage
Fencing
Chain LinkWood
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Features
Corner LotLandscapedOversized Lot
Lot Size Acres
1.14
Lot Size Area
1.14
Lot Size Dimensions
171 x 290
Lot Size Square Feet
49658
Lot Size Units
Acres
Open Parking
Yes
Other Structures
Kennel/Dog RunShed(s)
Parking Features
DrivewayGarage Door OpenerGarage Faces SideUnder Building
Patio And Porch Features
DeckEnclosed
Public Survey Range
18E
Public Survey Section
11
Road Frontage Type
Street Paved
Road Surface Type
Paved
Sewer
Septic Tank
Total Acreage
1 to less than 2
Utilities
BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedStreet LightsWater AvailableWater Connected
Vegetation
Mature LandscapingTrees/Landscaped
Water Source
Well
Zoning
A1
Financials
Association Fee
243
Association Fee Frequency
Annually
Association Fee Includes
Community PoolRecreational Facilities
Calculated List Price By Calculated Sq Ft
152.7
Contract Status Change Date
2026-04-05
Current Price
350900
Feed Types
BBO
Monthly H O A Amount
20.25
Owner Name
AT THE FARM TRUST JACQUELINE C. KRAMER TRUSTEE
Ownership
Fee Simple
Parcel Number
3292066062
Public Survey Township
16S
Tax Annual Amount
4991.96
Tax Block
66
Tax Book Number
R-041RAINBOW
Tax Legal Description
SEC 11 TWP 16 RGE 18 PLAT BOOK R PAGE 041 RAINBOW SPRINGS 1ST REPLAT BLK 66 LOT 62
Tax Lot
62
Tax Year
2025
Total Annual Fees
243
Total Monthly Fees
20.25

Neighborhood & Lifestyle

Community & Association
Association Amenities
ClubhouseFence RestrictionsFitness CenterGolf CoursePoolTennis Court(s)
Association Email
rspoacam@villagesservices.net
Association Fee Requirement
Required
Association Name
Amy Martin
Association Phone
352-489-1621
Association U R L
engage.geonumerate.com
Community Features
Water AccessClubhouseDeed RestrictionsFitness CenterGolfPoolRestaurantTennis Court(s)
M L S Area Major
34431 - Dunnellon
Pets Allowed
Yes
Subdivision Name
RAINBOW SPRINGS WOODLANDS
Listing provided courtesy of STELLAR via IDX. Updated: May 24, 2026, 4:38pm.
Karen Kirkland

Listing Agent

PLATINUM HOMES AND LAND REALTY

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