Property
ActiveResidential
1/35
$999,999

10801 SW 185TH TERRACE

Dunnellon, FL 34432
1
Beds
1
Baths
520
SqFt
0.32
Acres
STELLAR
#TB8418268
Updated: Apr 15, 2026, 6:23pm

Property Description

Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage.
Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer.
Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience.
Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast.
Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
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Included Appliances
Built-In OvenDishwasherDisposalDryerExhaust FanGas Water HeaterIce MakerIndoor GrillMicrowaveRangeRefrigeratorTankless Water HeaterWasher

Property Details

Highlights
Waterfront
Yes
Interior
Appliances
Built-In OvenDishwasherDisposalDryerExhaust FanGas Water HeaterIce MakerIndoor GrillMicrowaveRangeRefrigeratorTankless Water HeaterWasher
Bathrooms Total Decimal
Yes
Building Area Total
760
Cooling
Central Air
Flooring
Brick/StoneCarpet
Heating
CentralElectric
Interior Features
Cathedral Ceiling(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWindow Treatments
Laundry Features
InsideLaundry Room
Living Area
520
Rooms Total
6
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
HardiPlank TypeWood Frame
Direction Faces
South
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Metal
Year Built
2008
Site & Exterior
Exterior Features
French DoorsOutdoor Shower
Flood Zone Code
AE
I D X Participation
Yes
Lot Size Acres
0.32
Lot Size Area
13939
Lot Size Square Feet
13939
Lot Size Units
Square Feet
Public Survey Range
19
Public Survey Section
30
Road Surface Type
Asphalt
Sewer
Public Sewer
Total Acreage
1/4 to less than 1/2
Utilities
Public
Water Access
Yes
Water Body Name
RAINBOW RIVER
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
River Front
Waterfront Feet Total
75
Zoning
R1
Financials
Association Fee Frequency
Annually
Calculated List Price By Calculated Sq Ft
1923.08
Contract Status Change Date
2025-08-17
Current Price
999999
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Owner Name
OF RECORD
Ownership
Fee Simple
Parcel Number
3483001010
Public Survey Township
16
Tax Annual Amount
4593
Tax Block
A
Tax Book Number
K-046RIO
Tax Legal Description
SEC 30 TWP 16 RGE 19 PLAT BOOK K PAGE 046 RIO VISTA REPLAT BLK A LOT 10
Tax Lot
10
Tax Year
2023

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Buyer must verify leasing regulations with Marion County.
Association Fee Requirement
Optional
Association Name
Bill Schulz
Association Phone
727-421-7337
Lease Restrictions
Yes
M L S Area Major
34432 - Dunnellon
Pets Allowed
Cats OKDogs OK
Subdivision Name
RIO VISTA
Listing provided courtesy of STELLAR via IDX. Updated: Apr 15, 2026, 6:23pm.
Kathy Schulz

Listing Agent

EQUITY REALTY SUNCOAST

Call Agent