Property Description

ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage.

Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind.

Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market.

Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

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Included Appliances

DishwasherMicrowaveRange

Property Details

Interior

Appliances

DishwasherMicrowaveRange

Bathrooms Total Decimal

2

Building Area Total

1603

Cooling

Central Air

Flooring

Luxury Vinyl

Furnished

Unfurnished

Heating

CentralElectric

Interior Features

Eating Space In KitchenOpen Floorplan

Laundry Features

InsideLaundry Room

Living Area

1196

Rooms Total

3

Construction

Architectural Style

Craftsman

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

HardiPlank Type

Direction Faces

Southeast

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Year Built

2018

Site & Exterior

Covered Spaces

2

Exterior Features

Private MailboxPrivate YardSliding Doors

Flood Zone Code

X

Garage Spaces

2

I D X Participation

Yes

Lot Size Acres

0.16

Lot Size Area

6868

Lot Size Square Feet

6868

Lot Size Units

Square Feet

Patio And Porch Features

Front Porch

Public Survey Range

26

Public Survey Section

59

Road Responsibility

Public Maintained Road

Road Surface Type

Paved

Sewer

Aerobic Septic

Total Acreage

0 to less than 1/4

Utilities

Electricity ConnectedWater Connected

Vegetation

Mature Landscaping

Water Source

Public

Zoning

RLD-60

Financials

Calculated List Price By Calculated Sq Ft

204.77

Contract Status Change Date

2026-05-24

Current Price

244900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

No Minimum

Owner Name

MICHAEL CHRISTOPHER THOMAS LANGSTON

Ownership

Fee Simple

Parcel Number

0940230000

Public Survey Township

02

Tax Annual Amount

4201

Tax Block

102

Tax Book Number

6-44

Tax Legal Description

3-11 59-2S-26E LAKESIDE PARK LOT 26 BLK 102

Tax Lot

26

Tax Year

2025

Neighborhood & Lifestyle

Community & Association

M L S Area Major

32210 - Jacksonville

Subdivision Name

LAKE SIDE PARK

Listing provided courtesy of STELLAR via IDX. Updated: May 25, 2026, 12:23pm.

5315 COLONIAL AVENUE

5315 COLONIAL AVENUE

Property Description

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Site & Exterior

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Community & Association

Wendy Swan

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5315 COLONIAL AVENUE

5315 COLONIAL AVENUE

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Wendy Swan