Property Description

THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24’ x 10’ screened porch overlooks the lake and offers the perfect space to relax and enjoy the view.

Inside, the home features an open-concept floor plan with a spacious kitchen and island, ideal for entertaining and everyday living. The home is partially furnished and includes a washer and dryer, making it move-in ready. The primary bedroom features a large closet and an ensuite bathroom with a double vanity and walk-in shower. The guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combination.

This home has been meticulously maintained with major updates already completed, including a new roof in December 2022 and an HVAC system replaced in 2022. A large 24’ x 24’ carport was added in 2014, providing ample shade and coverage for vehicles. The landscaped yard is low maintenance, allowing you more time to enjoy the community and lake lifestyle. A ramp provides easy access to the home, and a fire hydrant located on the property offers added peace of mind. A large storage shed is included and is spacious enough for a golf cart.

Saddlebag Lake Resort is an active adult 55+ community known for its extensive amenities and vibrant lifestyle. Residents enjoy access to a heated pool, sauna, hot tub, shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a clubhouse with a full kitchen and library. The community also features a dog park with a wash station, a golf practice range, RV and boat storage area, and a private boat launch. The lakefront beach house includes a kitchen and restrooms and provides a perfect setting for gatherings and events. Numerous social clubs and activities are available for residents, including fishing, golf, men’s and women’s clubs, a dog owners’ club, horseshoes, and organized travel opportunities coordinated for the community.

This property offers the opportunity to enjoy affordable lakefront living with resort-style amenities in one of Central Florida’s most desirable 55+ communities. Schedule your private showing today.

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Included Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Property Details

Highlights

View

Yes

Waterfront

Yes

Interior

Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Bathrooms Total Decimal

2

Building Area Total

1392

Cooling

Central Air

Flooring

LaminateLinoleum

Furnished

Partially

Heating

Electric

Interior Features

Ceiling Fan(s)L DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatVaulted Ceiling(s)Window Treatments

Laundry Features

InsideLaundry Room

Living Area

1152

Rooms Total

8

Window Features

BlindsDouble Pane Windows

Construction

Architectural Style

Florida

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

OtherVinyl SidingWood Frame

Direction Faces

West

Foundation Details

CrawlspaceOtherSlab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Property Condition

Completed

Roof

Shingle

Year Built

2008

Site & Exterior

Carport Spaces

4

Covered Spaces

4

Exterior Features

Awning(s)LightingRain GuttersSliding Doors

Flood Zone Code

AE

I D X Participation

Yes

Lot Features

ClearedFlood Insurance RequiredLevel

Lot Size Acres

0.1

Lot Size Area

4212

Lot Size Square Feet

4212

Lot Size Units

Square Feet

Number Of Lots

Yes

Open Parking

Yes

Other Structures

Shed(s)

Parking Features

DrivewayGround LevelOff Street

Patio And Porch Features

CoveredPorchRear PorchScreenedSide Porch

Public Survey Range

28

Public Survey Section

01

Road Frontage Type

Street PavedPrivate Road

Road Responsibility

Private Maintained Road

Road Surface Type

PavedAsphalt

Sewer

Private Sewer

Total Acreage

0 to less than 1/4

Utilities

Cable ConnectedElectricity ConnectedSewer ConnectedWater Connected

Vegetation

Trees/Landscaped

View

Water

Water Access

Yes

Water Body Name

SADDLEBAG LAKE

Water Source

Private

Water View

Yes

Waterfront

Yes

Waterfront Features

Canal FrontLakeWaterfrontLake Front

Waterfront Feet Total

47

Zoning

PUD

Zoning Compatible

Yes

Financials

Amenities Additional Fees

Boat slipsmarina and rv storage available

Association Fee

734

Association Fee Frequency

Quarterly

Association Fee Includes

Common Area TaxesCommunity PoolMaintenance GroundsManagerPool MaintenancePrivate RoadRecreational FacilitiesSecuritySewerTrashWater

Calculated List Price By Calculated Sq Ft

238.63

Contract Status Change Date

2025-03-24

Current Price

274900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

No Minimum

Monthly H O A Amount

244.67

Ownership

Fee Simple

Parcel Number

283001939020032010

Public Survey Township

30

Tax Annual Amount

712.33

Tax Block

32

Tax Book Number

61-18/20

Tax Legal Description

SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 32 LOT 1

Tax Lot

Yes

Tax Year

2024

Total Annual Fees

2936

Total Monthly Fees

244.67

Neighborhood & Lifestyle

Community & Association

Association Amenities

ClubhouseFitness CenterGatedLaundryPickleball Court(s)PoolRacquetballRecreation FacilitiesSaunaSecurityShuffleboard CourtSpa/Hot TubStorageTennis Court(s)

Association Email

stambaughinc@verizon.net

Association Fee Requirement

Required

Association Name

Stambaugh Inc / Tanisha Schroeder

Association Phone

863-605-1081

Association U R L

SLROA.com

Community Features

Boat SlipCanal FrontCommunity Boat RampDockFishingLakeMarinaPrivate Boat RampWater AccessWaterfrontClubhouseCommunity MailboxDeed RestrictionsFitness CenterGated Community - No GuardGolf Carts OKHandicap ModifiedPoolRacquetballTennis Court(s)

M L S Area Major

33898 - Lake Wales

Pet Restrictions

Please verify restrictions with HOA

Pets Allowed

Yes

Senior Community

Yes

Subdivision Name

SADDLEBAG LAKE

Listing provided courtesy of STELLAR via IDX. Updated: Jun 1, 2026, 3:53pm.

38 QUEEN OF WATERS STREET

38 QUEEN OF WATERS STREET

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Amanda Wright

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$200

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38 QUEEN OF WATERS STREET

38 QUEEN OF WATERS STREET

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Amanda Wright