Property
ActiveResidential
1/60
$690,000

18200 CYPRESS COVE LANE

Lutz, FL 33549
4
Beds
3
Baths
2,307
SqFt
0.33
Acres
STELLAR
#TB8544945
Updated: Sep 3, 2026, 9:23am

Property Description

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county!

The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views.

The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Included Appliances
Convection OvenCooktopDishwasherDryerMicrowaveRange HoodWasher

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Appliances
Convection OvenCooktopDishwasherDryerMicrowaveRange HoodWasher
Bathrooms Total Decimal
3
Building Area Total
3045
Cooling
Central Air
Fireplace Features
Living Room
Flooring
CarpetVinyl
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)High CeilingsOpen FloorplanSplit BedroomStone CountersThermostatVaulted Ceiling(s)
Laundry Features
Laundry Closet
Living Area
2307
Rooms Total
3
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
StuccoWood FrameBlock
Direction Faces
North
Foundation Details
Slab
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
MembraneShingle
Year Built
1974
Site & Exterior
Covered Spaces
2
Exterior Features
LightingOutdoor GrillOutdoor ShowerPrivate YardCourtyardRain GuttersSliding Doors
Flood Zone Code
x
Garage Spaces
2
I D X Participation
Yes
Lot Features
UnincorporatedCul-De-Sac
Lot Size Acres
0.33
Lot Size Area
14507
Lot Size Square Feet
14507
Lot Size Units
Square Feet
Patio And Porch Features
DeckFront Porch
Pool Features
HeatedIn GroundSalt Water
Public Survey Range
18
Public Survey Section
13
Road Responsibility
Public Maintained Road
Road Surface Type
Asphalt
Sewer
Septic Tank
Total Acreage
1/4 to less than 1/2
Utilities
Electricity ConnectedWater Connected
View
Water
Water Access
Yes
Water Body Name
LAKE STEMPER
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Lake Front
Waterfront Feet Total
95
Zoning
RSC-4
Financials
Calculated List Price By Calculated Sq Ft
299.09
Contract Status Change Date
2026-09-02
Current Price
690000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Ownership
Fee Simple
Parcel Number
U132718ZZZ00000054530.0
Public Survey Township
27
Tax Annual Amount
10155
Tax Block
000000
Tax Book Number
unplatted
Tax Legal Description
TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1
Tax Lot
545300
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Double check any short term rental restrictions with local laws.
M L S Area Major
33549 - Lutz
Subdivision Name
CYPRESS COVE
Schools
Ratings
Elementary
Lutz-HB
Middle
Liberty-HB
High
Freedom-HB
WalkScore™
Walk Score
Car-Dependent
12
Bike Score
Somewhat Bikeable
29
Listing provided courtesy of STELLAR via IDX. Updated: Sep 3, 2026, 9:23am.
Dillon Cook

Listing Agent

WRIGHT DAVIS REAL ESTATE

Call Agent