Property
ActiveResidential
1/60
$879,000

22523 WILLOW LAKES DRIVE

Lutz, FL 33549
4
Beds
3
Baths
2,359
SqFt
0.21
Acres
STELLAR
#TB8520371
Updated: Jun 28, 2026, 5:38pm

Property Description

Live the ultimate Florida lake life in this stunning one-of-a-kind custom-built home. Situated on a 1/4-acre lot with no CDD fees, this exceptional residence offers approximately 2,881 total square feet of living space (2,359 sq ft main living area plus a 522 sq ft bonus room) and features direct access to a beautiful natural lake with your own private sand beach and 250 sq ft dock — perfect for boating and fishing.
This custom home boasts 4 bedrooms and 3 full bathrooms with thoughtful upgrades throughout. As you enter, you’ll appreciate the tile and laminate flooring (no carpet anywhere), a formal dining room, a formal living room, and a spacious family/TV room. The gourmet eat-in kitchen shines with granite counters, LG stainless steel appliances, and a skylight in the kitchen/pantry hallway. Just off the kitchen, a dedicated 200 sq ft office provides a quiet workspace away from the main living areas.
The luxurious master suite offers His and Her closets along with a spa-like master bath featuring a jetted tub, steam shower enclosure, and a Washlet bidet toilet.
The home also features a versatile multi-use 522 sq ft Bonus/Theater Room with stunning lake views, a 3D projector with remote-controlled 110” roll-down movie screen, and a storage closet with a separate entrance. This flexible space is ideal for movie nights, a home office, guest suite, game room, or additional entertaining area.
Throughout the main living area you will find an elegant fireplace with decorative woodwork mantle, granite surround and brick detail, a casual entertainment bar area, a laundry room with premium LG washer and dryer, and utility sink and cabinets. The home also includes a tankless electric water heater and a 6-ton A/C system with UV sanitizer.
The true highlight of this home is the spectacular waterfront pool area. Step outside to your private resort-style backyard oasis on the natural lake. Enjoy a solar-heated, salt-chlorinated pool with a beautiful natural rock waterfall, a fully screened lanai with pavers, and a 5-person Jacuzzi with cover. There is a full outdoor kitchen with gas BBQ, electric cooktop, granite counters, sink, and cabinetry. Multiple entertainment areas include a 200 sq ft deck with SunSetter retractable awning, a 400 sq ft covered party deck under a pergola with roof, and an additional SunSetter awning. The professionally landscaped grounds feature concrete curbing, flower beds, an automatic sprinkler system, rain gutters, and a Tesla Generation III charging station.
Built for Florida living, this home includes full hurricane protection with 3M film on all windows, electric hurricane shutters, and ballistic fabric for the entry doors. It is also generator-ready with an exterior hookup and panel bypass, features a 50-year dimensional shingle roof, and offers a 3-car driveway, 2-car garage, paved walkway, and front porch.
This rare custom lakefront property perfectly blends luxury, functionality, and incredible outdoor living in the desirable Lutz area. It is also just a short drive to the Tampa Premium Outlets, The Grove at Wesley Chapel (Krates), and major interstates. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.
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Included Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorTankless Water HeaterWasher

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Bonus RoomDen/Library/OfficeStorage Rooms
Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorTankless Water HeaterWasher
Bathrooms Total Decimal
3
Building Area Total
3661
Cooling
Central AirMini-Split Unit(s)
Fireplace Features
Family Room
Flooring
Ceramic TileLuxury VinylPorcelain TileTileHardwood
Furnished
Unfurnished
Heating
CentralHeat Pump
Interior Features
Ceiling Fan(s)Chair RailCrown MoldingEating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSkylight(s)Walk-In Closet(s)Window Treatments
Laundry Features
Laundry Room
Living Area
2359
Rooms Total
13
Security Features
Security SystemSmoke Detector(s)
Window Features
Aluminum FramesDrapesShuttersStorm Window(s)Tinted WindowsWindow Treatments
Construction
Architectural Style
Mediterranean
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
ConcreteStucco
Direction Faces
Northeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Year Built
1999
Site & Exterior
Covered Spaces
2
Exterior Features
Awning(s)French DoorsHurricane ShuttersIrrigation SystemOutdoor GrillOutdoor Kitchen
Fencing
Vinyl
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Features
Landscaped
Lot Size Acres
0.21
Lot Size Area
8977
Lot Size Square Feet
8977
Lot Size Units
Square Feet
Open Parking
Yes
Other Structures
Outdoor Kitchen
Parking Features
Driveway
Pool Features
Child Safety FenceChlorine FreeHeatedIn GroundSalt WaterScreen EnclosureSolar Heat
Public Survey Range
19
Public Survey Section
31
Road Surface Type
Asphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedFiber OpticsFire HydrantPhone AvailableSewer AvailableSewer ConnectedSprinkler MeterStreet LightsWater AvailableWater Connected
Vegetation
Mature Landscaping
View
Water
Water Access
Yes
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Lake Front
Waterfront Feet Total
66
Zoning
MPUD
Financials
Association Fee
59
Association Fee Frequency
Monthly
Calculated List Price By Calculated Sq Ft
372.62
Contract Status Change Date
2026-06-22
Current Price
879000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Monthly H O A Amount
59
Owner Name
GREGORY CARBONARO & PATRICIA CARBONARO
Ownership
Fee Simple
Parcel Number
3126190060000000540
Public Survey Township
26
Tax Annual Amount
4087.69
Tax Block
2
Tax Book Number
33/110-115
Tax Legal Description
WILLOW BEND UNIT B-2 PB 33 PGS 110-115 LOT 54 SUBJECT TO DRAINAGE & PERPETUAL EASEMENT PER OR OR 3886 PG 956
Tax Lot
54
Tax Year
2026
Total Annual Fees
708
Total Monthly Fees
59

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Buyer/Buyer's Agent must verify with HOA
Association Fee Requirement
Required
Association Name
Terra Management Services
Association Phone
(813) 374-2363
Community Features
Deed Restrictions
M L S Area Major
33549 - Lutz
Pet Restrictions
Buyer/Buyer's Agent must verify with HOA
Pets Allowed
Yes
Subdivision Name
WILLOW BEND
Schools
Ratings
Elementary
Lake Myrtle Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO
Listing provided courtesy of STELLAR via IDX. Updated: Jun 28, 2026, 5:38pm.
Ginamarie Carbonaro

Listing Agent

AGILE GROUP REALTY

Call Agent