Property
ActiveResidential
1/40
$399,000

10589 SW 98TH LANE

Ocala, FL 34481
2
Beds
2
Baths
1,703
SqFt
0.22
Acres
STELLAR
#OM725970
Updated: Jun 30, 2026, 5:23pm

Property Description

Seller will pay buyer's first 6 months of HOA fees with an acceptable offer!
Skip the base-model new construction — this 2023-built Long Leaf home at On Top of the World already includes over $25,000 in premium upgrades, beautifully done and priced below the cost to build it yourself.
Quality shows from the entry: soaring tray ceilings, recessed lighting, crown molding, and finished rounded corners throughout. Gray luxury vinyl plank flooring runs through the entire home, complemented by an upgraded lighting package — pendant lights over the island, designer fixtures in the living and dining areas, and ceiling fans in every room.
The kitchen is a showpiece, featuring a full KitchenAid appliance suite, a large center island with seating, Cambria quartz countertops, soft-gray shaker cabinets, a quartz backsplash, and a gooseneck faucet — plus a separate formal dining area, ideal for hosting.
The great room opens to a screened lanai with a tongue-and-groove ceiling and two fans, creating true outdoor living space. The primary suite offers a walk-in closet and spa-style ensuite with a floor-to-ceiling frameless glass shower, dual-sink quartz vanity, and grab bars. A second bedroom and a versatile flex room (office, den, or hobby space) round out the floor plan.
Oversized 2-car garage with polymer-coated flooring, extra-wide paver driveway, and covered front porch for added curb appeal.
Long Leaf at On Top of the World offers resort-style 55+ living: two championship golf courses, multiple pools (including indoor), fitness center, tennis, pickleball, bocce, shuffleboard, trails, a dog park, and an active social calendar.
Move-in ready — furnishings and a premium golf cart available separately. Schedule your showing today!
Launch 3D Virtual Tour
Opens in a new window
Included Appliances
DishwasherRangeRefrigerator

Property Details

Interior
Appliances
DishwasherRangeRefrigerator
Bathrooms Total Decimal
2
Building Area Total
2797
Cooling
Central Air
Flooring
Luxury Vinyl
Furnished
Negotiable
Heating
Central
Interior Features
Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersTray Ceiling(s)Walk-In Closet(s)Window Treatments
Laundry Features
Inside
Living Area
1703
Rooms Total
3
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Block
Direction Faces
Southeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Year Built
2023
Site & Exterior
Covered Spaces
2
Electric
Photovoltaics Third-Party Owned
Exterior Features
Irrigation SystemLightingOtherPrivate Yard
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.22
Lot Size Area
9583
Lot Size Square Feet
9583
Lot Size Units
Square Feet
Public Survey Range
20
Public Survey Section
22
Road Surface Type
Paved
Sewer
Private Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity ConnectedNatural Gas ConnectedWater Connected
Water Source
Private
Zoning
PUD
Financials
Association Fee
534
Association Fee Frequency
Monthly
Calculated List Price By Calculated Sq Ft
234.29
Contract Status Change Date
2026-06-05
Current Price
399000
Feed Types
BBO
Land Lease
Yes
Monthly H O A Amount
534
Owner Name
EDWARD J & PHYLLIS E ONEILL
Ownership
Leasehold
Parcel Number
3530065152
Public Survey Township
16
Solar Panel Ownership
Leased
Tax Annual Amount
4842
Tax Book Number
014-136LONGLEA
Tax Legal Description
SEC 22 TWP 16 RGE 20 LONGLEAF RIDGE PHASE V PLAT BOOK 014 PAGE 136 LOT 152
Tax Lot
152
Tax Year
2025
Total Annual Fees
6408
Total Monthly Fees
534

Neighborhood & Lifestyle

Community & Association
Association Email
lori_Sands@otowfl.com
Association Fee Requirement
Required
Association Name
Lori Sands
Association Phone
352-873-0848 X47
M L S Area Major
34481 - Ocala
Pets Allowed
Cats OKDogs OK
Senior Community
Yes
Subdivision Name
LONGLEAF RDG PH V
Listing provided courtesy of STELLAR via IDX. Updated: Jun 30, 2026, 5:23pm.
Jennifer Hay

Listing Agent

AXEN REALTY, LLC

Call Agent