Property
ActiveResidential
1/25
$225,000

10668 SW 85TH TERRACE

Ocala, FL 34481
3
Beds
2
Baths
1,404
SqFt
0.3
Acres
STELLAR
#OM724491
Updated: Jun 13, 2026, 1:53pm

Property Description

Virtually Staged. Welcome to this beautifully maintained, turn-key 3-bedroom, 2-bath home located in the highly sought-after Palm Cay subdivision, one of Ocala’s premier gated 55+ communities. Situated on a spacious corner lot, this well-appointed home features beautiful luxury vinyl wood flooring throughout, granite countertops, abundant natural light, and a functional split floor plan designed for comfortable living.
Recent updates include fresh interior paint in a neutral color palette, new custom blinds, a new water heater, complete home re-piping, and all new faucets throughout the home. Additional features include a quiet and energy-efficient Bosch dishwasher, synced smoke detectors, touchless sensor kitchen sink faucet, and yard irrigation system.
Enjoy relaxing mornings or evenings from the charming front porch with pull-down screen enclosure or unwind in the enclosed rear lanai offering added privacy and tranquility along the tree-lined rear entrance of the community. The spacious 2-car garage also includes a bonus workshop area ideal for hobbies, projects, or additional storage.
Conveniently located near the community entrance with easy access to Hwy 200, shopping, dining, medical facilities, pharmacies, and hospitals. Palm Cay offers affordable HOA fees and an impressive list of amenities including a gated entrance with 24-hour security, large community pool, tennis courts, clubhouse with activities calendar, library, billiard room, card room, arts and crafts room, bocce ball, shuffleboard, and RV parking.
Located in Ocala/Marion County, consistently ranked among the top places to live in the county.
Launch 3D Virtual Tour
Opens in a new window
Included Appliances
DishwasherDryerMicrowaveRangeRefrigeratorWasher

Property Details

Interior
Appliances
DishwasherDryerMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
2200
Cooling
Central Air
Flooring
TileHardwood
Furnished
Partially
Heating
ElectricHeat Pump
Interior Features
Other
Laundry Features
Laundry Room
Living Area
1404
Rooms Total
3
Virtually Staged
Yes
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Metal Siding
Direction Faces
East
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Stories Total
Yes
Year Built
1992
Site & Exterior
Covered Spaces
2
Exterior Features
Other
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.3
Lot Size Area
13068
Lot Size Dimensions
105 x 125
Lot Size Square Feet
13068
Lot Size Units
Square Feet
Public Survey Range
20E
Public Survey Section
26
Road Surface Type
Paved
Sewer
Septic Tank
Total Acreage
1/4 to less than 1/2
Utilities
Electricity AvailableElectricity ConnectedWater AvailableWater Connected
Water Source
Public
Zoning
B4
Financials
Association Fee
123
Association Fee Frequency
Monthly
Association Fee Includes
24-Hour Guard
Calculated List Price By Calculated Sq Ft
160.26
Contract Status Change Date
2026-05-12
Current Price
225000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1 Month
Monthly H O A Amount
123
Owner Name
RICHARD H & SHEILA P DEMPSEY
Ownership
Fee Simple
Parcel Number
3577300601
Public Survey Township
16S
Tax Annual Amount
2696.74
Tax Block
F
Tax Book Number
Y-049PALM
Tax Legal Description
SEC 26 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK F LOT 1
Tax Lot
Yes
Tax Year
2025
Total Annual Fees
1476
Total Monthly Fees
123

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Contact HOA
Association Amenities
ClubhouseFitness CenterGatedPickleball Court(s)PoolRecreation FacilitiesSecuritySpa/Hot TubTennis Court(s)
Association Approval Required
Yes
Association Email
palmcayactivities@gmail.com
Association Fee Requirement
Required
Association Name
Palm Cay Operations
Association Phone
352-232-2202
Lease Restrictions
Yes
M L S Area Major
34481 - Ocala
Pets Allowed
Cats OKDogs OK
Senior Community
Yes
Subdivision Name
PALM CAY
Listing provided courtesy of STELLAR via IDX. Updated: Jun 13, 2026, 1:53pm.
Donato Scarcello

Listing Agent

GAILEY ENTERPRISES REAL ESTATE

Call Agent