Property
ActiveResidential
1/60
$199,999

8720 SW 90TH STREET A

Ocala, FL 34481
2
Beds
2
Baths
1,577
SqFt
0.06
Acres
STELLAR
#OM726624
Updated: Jun 16, 2026, 11:38am

Property Description

“HONEY, STOP THE CAR!” THIS IS A MUST-SEE HOME! Welcome to resort-style living in the highly sought-after Friendship Colony of On Top of the World 55+! This expanded Montgomery end-unit villa offers privacy, comfort, and thoughtful upgrades—perfect for enjoying your next chapter with ease. This well-maintained and updated 2-bedroom, 2-bath home with a 2-car garage overlooks peaceful green space in back, providing relaxing views and added privacy. With over $90,000 in upgrades, you can move in with confidence, including a 2023 roof, 2024 garage door & screens, 2018 windows, and regularly serviced HVAC (2015). Step up to the inviting front porch—an ideal spot for morning coffee or unwinding in the evening. Inside, you’ll love the luxury vinyl plank flooring throughout, fresh cheerful paint, and abundant natural light enhanced by three solar tubes and end unit location. The layout is designed for comfort and privacy, with a guest bedroom and bath at the front and a serene primary suite tucked away in the back. The spacious primary suite features a custom walk-in closet with built-ins, and an updated en suite bath with a custom step-in shower, perfect for ease of use. The bright, fully upgraded kitchen is truly the heart of the home—featuring quartz countertops, custom cabinetry, pull-out cabinets, under-cabinet lighting, reverse osmosis water system, high-end appliances, and exceptional storage. It opens seamlessly to the family room area, making it perfect for entertaining family and friends. Enjoy year-round relaxation in the finished Florida room overlooking the tranquil green space. Step outside to your private paver patio with low-maintenance vinyl fencing and lush buffer landscaping—your own quiet retreat. Additional highlights include: spacious 2-car garage with workbench and extra storage, garage screen system for fresh air without pests, whole-house water softener, washer/dryer and utility sink, long driveway with ample guest parking. Located in one of Ocala’s most desirable active adult communities, residents enjoy access to golf, fitness, clubs, and endless social opportunities—all within a secure, gated setting. This home offers the perfect blend of comfort, convenience, and vibrant 55+ living—come see it today! The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, irrigation water, irrigation system maintenance, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, dog parks, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
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Included Appliances
Convection OvenDishwasherDisposalDryerElectric Water HeaterExhaust FanKitchen Reverse Osmosis SystemMicrowaveRangeRefrigeratorWasherWater Softener

Property Details

Highlights
View
Yes
Interior
Additional Rooms
Florida Room
Appliances
Convection OvenDishwasherDisposalDryerElectric Water HeaterExhaust FanKitchen Reverse Osmosis SystemMicrowaveRangeRefrigeratorWasherWater Softener
Bathrooms Total Decimal
2
Building Area Total
2271
Cooling
Central Air
Flooring
Luxury Vinyl
Furnished
Negotiable
Heating
ElectricHeat Pump
Interior Features
Attic VentilatorCeiling Fan(s)Eating Space In KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersWalk-In Closet(s)Window Treatments
Laundry Features
In Garage
Living Area
1577
Rooms Total
6
Window Features
Double Pane WindowsWindow Treatments
Construction
Architectural Style
Florida
Builder Model
Montgomery Expanded
Building Area Source
Public Records
Building Area Units
Square Feet
Common Walls
End Unit
Construction Materials
BlockStucco
Direction Faces
Northwest
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Stories Total
Yes
Year Built
1991
Site & Exterior
Covered Spaces
2
Exterior Features
Sprinkler Metered
Flood Zone Code
X
Garage Dimensions
19x22
Garage Spaces
2
I D X Participation
Yes
Lot Features
LandscapedLevelNear Golf Course
Lot Size Acres
0.06
Lot Size Area
2508
Lot Size Square Feet
2508
Lot Size Units
Square Feet
Open Parking
Yes
Parking Features
DrivewayGarage Door OpenerGround LevelOff StreetWorkshop in Garage
Patio And Porch Features
CoveredFront PorchPatio
Pool Features
Other
Public Survey Range
20E
Public Survey Section
24
Road Frontage Type
Street Paved
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable AvailableElectricity ConnectedPhone AvailableSewer ConnectedSprinkler MeterStreet LightsUnderground UtilitiesWater Connected
Vegetation
Mature LandscapingOak Trees
View
Park/Greenbelt
Zoning
PUD
Financials
Amenities Additional Fees
Golf memberships available at 1, 2 or all 3 community courses OR “pay as you play” options. RV and personal storage options available for additional fee.
Association Fee
493.96
Association Fee Frequency
Monthly
Association Fee Includes
Common Area TaxesCommunity PoolMaintenance StructureMaintenance GroundsPool MaintenanceRecreational FacilitiesTrash
Calculated List Price By Calculated Sq Ft
126.82
Contract Status Change Date
2026-06-14
Current Price
199999
Feed Types
BBO
Land Lease
Yes
Lease Considered
Yes
Minimum Lease
6 Months
Monthly H O A Amount
493.96
Owner Name
WILLIAM J & CANDACE M KARG
Ownership
Leasehold
Parcel Number
3530217201
Public Survey Township
16S
Tax Annual Amount
1297.47
Tax Block
2172
Tax Book Number
P-030-103BUI
Tax Legal Description
SEC 24 TWP 16 RGE 20 PORTION OF TRACT Y CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2172 DWELLING A (8720-A SW 90TH ST)
Tax Lot
01
Tax Year
2025
Total Annual Fees
5927.52
Total Monthly Fees
493.96

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.
Association Amenities
Basketball CourtClubhouseElevator(s)Fence RestrictionsFitness CenterGatedMaintenanceOptional Additional FeesParkPickleball Court(s)PlaygroundPoolRacquetballRecreation FacilitiesSaunaShuffleboard CourtSpa/Hot TubTennis Court(s)
Association Approval Required
Yes
Association Email
lori_sands@otowfl.com
Association Fee Requirement
Required
Association Name
Lori Sands
Association Phone
352-873-0848
Association U R L
www.otowinfo.com
Community Features
Association Recreation - OwnedBuyer Approval RequiredClubhouseCommunity MailboxDeed RestrictionsDog ParkFitness CenterGated Community - No GuardGolf Carts OKGolfParkPlaygroundPoolRacquetballRestaurantSpecial Community RestrictionsTennis Court(s)
Lease Restrictions
Yes
M L S Area Major
34481 - Ocala
Number Of Pets
3
Pet Restrictions
Owners are required to pick up after their pets. Marion County FL has a leash law.
Pets Allowed
Number Limit
Senior Community
Yes
Subdivision Name
ON TOP OF THE WORLD
Listing provided courtesy of STELLAR via IDX. Updated: Jun 16, 2026, 11:38am.
Patti Doty

Listing Agent

RE/MAX FOXFIRE - HWY200/103 S

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