Property
ActiveTownhome
1/58
$649,900

9009 PALM KEY AVENUE

Oldsmar, FL 34677
4
Beds
3
Baths
2,587
SqFt
0.05
Acres
STELLAR
#TB8461356
Updated: Jun 26, 2026, 1:53pm

Property Description

Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you’re looking for a full-time residence, seasonal escape, or the perfect “Lock Up & Go” second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus — the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner’s suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION — conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.
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Included Appliances
CooktopDishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Bonus RoomDen/Library/OfficeInside Utility
Appliances
CooktopDishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener
Bathrooms Total Decimal
3
Building Area Total
2587
Cooling
Central Air
Flooring
CarpetCeramic TileLuxury Vinyl
Furnished
Unfurnished
Heating
Central
Interior Features
Attic FanCeiling Fan(s)Coffered Ceiling(s)Dry BarEating Space In KitchenHigh CeilingsIn Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-In Closet(s)Window Treatments
Laundry Features
InsideLaundry Room
Living Area
2587
Rooms Total
7
Security Features
Gated Community
Window Features
BlindsShades
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockConcreteStucco
Direction Faces
East
Foundation Details
Slab
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Num Of Own Years Prior To Lse
2
Num Timesper Year
2
Property Condition
Completed
Roof
Shingle
Stories Total
2
Year Built
2018
Site & Exterior
Covered Spaces
2
Exterior Features
Hurricane ShuttersLightingSidewalkSliding Doors
Flood Zone Code
AE
Garage Spaces
2
I D X Participation
Yes
Lot Features
Flood Insurance RequiredFloodZoneSidewalkStreet Dead-End
Lot Size Acres
0.05
Lot Size Area
2352
Lot Size Square Feet
2352
Lot Size Units
Square Feet
Open Parking
Yes
Parking Features
DrivewayGarage Door OpenerGuest
Patio And Porch Features
CoveredEnclosedPorchRear PorchScreened
Public Survey Range
16
Public Survey Section
22
Road Frontage Type
Street BrickStreet Dead-End
Road Surface Type
BrickAsphaltPaved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable AvailableElectricity Available
View
Water
Water Access
Yes
Water Body Name
OLD TAMPA BAY
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
WaterfrontBay/Harbor
Waterfront Feet Total
24
Financials
Association Fee
580
Association Fee Frequency
Monthly
Association Fee Includes
Cable TVInternetMaintenance StructureMaintenance GroundsSecuritySewerTrashWater
Calculated List Price By Calculated Sq Ft
251.22
Contract Status Change Date
2026-01-07
Current Price
649900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1-2 Years
Monthly H O A Amount
580
Owner Name
MARY BENVENUTO CONTE
Ownership
Fee Simple
Parcel Number
222816051520000350
Public Survey Township
28
Tax Annual Amount
6740.44
Tax Block
3007
Tax Book Number
142-53
Tax Legal Description
BAYSIDE TERRACE LOT 35
Tax Lot
35
Tax Year
2025
Total Annual Fees
6960
Total Monthly Fees
580
Yrs Of Owner Prior To Leasing Req
Yes

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Minimum lease term is 1 year and maximum leasing yearsconfirm all lease restrictions with HOA.
Association Amenities
Cable TVFitness CenterGatedPool
Association Email
ebartlett@mgmt-assoc.com
Association Fee Requirement
Required
Association Name
Management and Associates - Emma Bartlett
Association Phone
813-433-2010
Community Features
DockFishingWater AccessWaterfrontFitness CenterGated Community - No GuardPoolSidewalks
Lease Restrictions
Yes
M L S Area Major
34677 - Oldsmar
Number Of Pets
2
Pet Restrictions
Please confirm pet restrictions with HOA.
Pet Size
Medium (36-60 Lbs.)
Pets Allowed
Cats OKDogs OK
Subdivision Name
BAYSIDE TERRACE
Schools
Ratings
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN
Listing provided courtesy of STELLAR via IDX. Updated: Jun 26, 2026, 1:53pm.
Nisa Gonzalez Smook

Listing Agent

REAL BROKER, LLC

Call Agent