Property Description

Located within the exclusive gated community of Hammock Dunes, this Spanish Mediterranean-style 3-bedroom, 2.5-bath residence offers timeless architectural character, golf course views, and an exceptional opportunity to personalize within one of Palm Coast’s most sought-after private communities. Surrounded by mature landscaping, the home features a tile roof, paver driveway and walkway, and a welcoming French door entry.

Inside, the functional floor plan offers a blend of formal and casual living spaces. A formal dining room is positioned just off the entry, while a separate family room with a half bath and corridor laundry room provides additional flexibility and direct access to the garage. Upstairs, two guest bedrooms share a full bathroom, creating comfortable accommodations for family and guests.

The main living area and spacious kitchen overlook the rear patio and golf course beyond. The kitchen features abundant cabinetry, tile countertops, a built-in desk area, and ample prep and storage space. Wood-look flooring extends throughout the main living space and continues into the first-floor primary suite, which includes a walk-in closet, dual vanities, a jetted soaking tub, and a walk-in tiled shower.

French doors lead to a covered and screened tile patio overlooking the Hammock Dunes Links Course, offering a peaceful outdoor setting framed by lush landscaping and mature trees. With solid bones, a desirable layout, and an outstanding location within Hammock Dunes, this home presents an excellent opportunity for a buyer to update and create their own private coastal retreat.

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Included Appliances

Built-In OvenCooktopDishwasherDryerMicrowaveRefrigeratorWasher

Property Details

Highlights

View

Yes

Interior

Appliances

Built-In OvenCooktopDishwasherDryerMicrowaveRefrigeratorWasher

Bathrooms Total Decimal

2.5

Building Area Total

3438

Cooling

Central Air

Flooring

CarpetTileVinylHardwood

Furnished

Unfurnished

Heating

ElectricHeat Pump

Interior Features

Built-in FeaturesCeiling Fan(s)Crown MoldingEating Space In KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-In Closet(s)

Laundry Features

Corridor AccessInsideLaundry Room

Living Area

2408

Rooms Total

8

Security Features

Gated CommunitySmoke Detector(s)

Construction

Architectural Style

Mediterranean

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockConcreteStucco

Direction Faces

West

Foundation Details

Slab

Levels

Two

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Tile

Stories Total

2

Year Built

1993

Site & Exterior

Covered Spaces

2

Exterior Features

French DoorsIrrigation System

Fencing

Fenced

Flood Zone Code

X

Garage Spaces

2

I D X Participation

Yes

Lot Features

Near Golf CourseNear MarinaOn Golf Course

Lot Size Acres

0.31

Lot Size Area

13591

Lot Size Square Feet

13591

Lot Size Units

Square Feet

Patio And Porch Features

CoveredEnclosedPatioScreened

Public Survey Range

31E

Public Survey Section

04

Road Frontage Type

Street PavedPrivate Road

Road Responsibility

Private Maintained Road

Road Surface Type

Paved

Sewer

Public Sewer

Total Acreage

1/4 to less than 1/2

Utilities

BB/HS Internet AvailableCable AvailableCable ConnectedElectricity AvailableElectricity ConnectedPhone AvailablePublicSewer AvailableSewer ConnectedUnderground UtilitiesWater AvailableWater Connected

Vegetation

Trees/LandscapedWooded

View

Golf CourseTrees/Woods

Water Source

Public

Zoning

PUD

Financials

Association Fee

394

Association Fee Frequency

Monthly

Association Fee Includes

24-Hour GuardMaintenance GroundsPrivate Road

Calculated List Price By Calculated Sq Ft

286.13

Contract Status Change Date

2026-05-18

Current Price

689000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

6 Months

Monthly H O A Amount

394

Owner Name

ELIZABETH H CRUZ & RENATO C SOGUECO

Ownership

Fee Simple

Parcel Number

0411312988000000370

Public Survey Township

11S

Tax Annual Amount

4045.38

Tax Legal Description

MONTERREY SUBD LOT 37 OR 29 PG 77 OR 462 PG 30 OR 489 PG 1385 OR 569 PG 1643 OR 721 PG 623 OR 1021/599 OR 1991/419 OR 2252/162

Tax Lot

37

Tax Other Annual Assessment Amount

135

Tax Year

2025

Total Annual Fees

7584

Total Monthly Fees

632

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

See HOA Docs

Association Amenities

GatedMaintenanceSecurity

Association Email

Brie@SSMGFL.com

Association Fee Requirement

Required

Association Fee2

238

Association Fee2 Frequency

Monthly

Association Name

Southern States - Brie Cunniff

Association Name2

Hammock Dunes Owners Association

Association Phone

386-868-1421

Association Phone2

386-868-1421

Association2

Yes

Community Features

ClubhouseFitness CenterGated Community - GuardGolf Carts OKGolfIrrigation-Reclaimed WaterPoolRestaurantSidewalksSpecial Community RestrictionsTennis Court(s)

Lease Restrictions

Yes

M L S Area Major

32137 - Palm Coast

Max Pet Weight

999

Pets Allowed

Yes

Subdivision Name

MONTERREY SUB

Schools

Ratings

Elementary

Imagine Schools Town Center (K-8)

Middle

Imagine Schools Town Center (K-8)

High

Matanzas High

Listing provided courtesy of STELLAR via IDX. Updated: Jun 22, 2026, 6:23pm.

10 MONTERREY DRIVE

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Property Description

Property Details

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Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

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Carlene Reardon

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10 MONTERREY DRIVE

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Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Carlene Reardon