Property
ActiveResidential
1/49
$750,000

3140 N CANAL DRIVE

Palm Harbor, FL 34684
3
Beds
4
Baths
2,059
SqFt
0.15
Acres
STELLAR
#TB8441633
Updated: May 7, 2026, 12:38pm

Property Description

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
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Included Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWater Softener

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Bonus RoomDen/Library/OfficeGarage ApartmentInterior In-Law Suite w/Private Entry
Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWater Softener
Bathrooms Total Decimal
3.5
Building Area Total
2059
Cooling
Central Air
Fireplace Features
Living Room
Flooring
CarpetHardwood
Furnished
Unfurnished
Green Energy Efficient
AppliancesWindows
Heating
Central
Interior Features
Cathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersStone Counters
Laundry Features
Electric Dryer HookupIn GarageLaundry RoomUpper LevelWasher Hookup
Living Area
2059
Other Equipment
Irrigation Equipment
Rooms Total
3
Window Features
ENERGY STAR Qualified WindowsStorm Window(s)
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Vinyl SidingWood Frame
Direction Faces
North
Foundation Details
Slab
Levels
Three Or More
Living Area Source
Public Records
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Stories Total
3
Year Built
1983
Site & Exterior
Covered Spaces
2
Exterior Features
Awning(s)BalconyFrench DoorsGardenIrrigation System
Fencing
VinylWood
Flood Zone Code
X500
Garage Spaces
2
I D X Participation
Yes
Lot Features
In CountyLandscaped
Lot Size Acres
0.15
Lot Size Area
6586
Lot Size Square Feet
6586
Lot Size Units
Square Feet
Number Of Lots
Yes
Parking Features
Bath In GarageBoatCoveredGarage Door OpenerGround LevelRV Parking
Public Survey Range
16
Public Survey Section
32
Road Frontage Type
Street Paved
Road Responsibility
Public Maintained Road
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable ConnectedElectricity ConnectedPropaneSewer ConnectedSprinkler WellUnderground UtilitiesWater Connected
Vegetation
Mature LandscapingTrees/Landscaped
View
Water
Water Access
Yes
Water Body Name
LAKE TARPON
Water Extras
Yes
Water Source
Canal/Lake For Irrigation
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Freshwater
Zoning
R-3
Financials
Calculated List Price By Calculated Sq Ft
364.25
Contract Status Change Date
2025-10-30
Current Price
750000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Owner Name
OF RECORD
Ownership
Fee Simple
Parcel Number
322716487800000440
Public Survey Township
27
Tax Annual Amount
170
Tax Block
000
Tax Book Number
39-72
Tax Legal Description
LAKE TARPON ESTATES LOT 44
Tax Lot
44
Tax Year
2024

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Please refer to the Pinellas County Short Term Rental Certificate Of Use Program https://pinellas.gov/str/.
M L S Area Major
34684 - Palm Harbor
Subdivision Name
LAKE TARPON ESTATES
Schools
Ratings
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN
Listing provided courtesy of STELLAR via IDX. Updated: May 7, 2026, 12:38pm.
Morgan Ellis

Listing Agent

A BETTER LIFE REALTY

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