Property
ActiveResidential
1/60
$1,825,000

3157 N CANAL DRIVE

Palm Harbor, FL 34684
5
Beds
4
Baths
4,496
SqFt
0.15
Acres
STELLAR
#TB8504097
Updated: Jun 26, 2026, 9:08pm

Property Description

Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays.

A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization.

The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings.

Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout.

For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED.

“Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU
Launch 3D Virtual Tour
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Included Appliances
Bar FridgeBuilt-In OvenConvection OvenCooktopDishwasherDisposalDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater SoftenerWine Refrigerator

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Appliances
Bar FridgeBuilt-In OvenConvection OvenCooktopDishwasherDisposalDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater SoftenerWine Refrigerator
Bathrooms Total Decimal
3.5
Building Area Total
4496
Cooling
Central Air
Fireplace Features
Free StandingLiving RoomStoneWood Burning
Flooring
CarpetMarbleVinyl
Furnished
Negotiable
Heating
CentralHeat Pump
Interior Features
Cathedral Ceiling(s)Ceiling Fan(s)Chair RailCrown MoldingEating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Wet Bar
Laundry Features
Electric Dryer HookupInsideLaundry RoomOther
Living Area
4496
Rooms Total
15
Construction
Architectural Style
Contemporary
Building Area Source
Estimated
Building Area Units
Square Feet
Construction Materials
HardiPlank TypeWood Frame (FSC Certified)
Direction Faces
South
Foundation Details
Slab
Levels
Three Or More
Living Area Source
Estimated
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Stories Total
3
Year Built
1988
Site & Exterior
Covered Spaces
3
Exterior Features
French DoorsIrrigation SystemPrivate EntrancePrivate MailboxPrivate YardRain GuttersSliding Doors
Flood Zone Code
NO FLOOD Z
Garage Spaces
3
I D X Participation
Yes
Lot Features
LandscapedLevelStreet Dead-End
Lot Size Acres
0.15
Lot Size Area
6556
Lot Size Dimensions
60 x 109
Lot Size Square Feet
6556
Lot Size Units
Square Feet
Patio And Porch Features
CoveredDeckFront PorchPatioRear PorchScreened
Pool Features
Chlorine FreeDeckGuniteIn GroundLightingPool AlarmScreen EnclosureTile
Public Survey Range
16
Public Survey Section
32
Road Frontage Type
Street Dead-EndStreet Paved
Road Responsibility
Public Maintained Road
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable AvailableCable ConnectedElectricity AvailableElectricity ConnectedPhone AvailablePublicSewer AvailableSewer ConnectedSprinkler WellStreet LightsWater AvailableWater Connected
Vegetation
Mature Landscaping
View
PoolWater
Water Access
Yes
Water Body Name
LAKE TARPON
Water Extras
Yes
Water Source
Canal/Lake For IrrigationPublic
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Brackish
Waterfront Feet Total
60
Zoning
R-3
Financials
Calculated List Price By Calculated Sq Ft
405.92
Contract Status Change Date
2026-05-25
Current Price
1825000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Owner Name
CANAL DRIVE LLC
Ownership
Fee Simple
Parcel Number
322716487800000310
Public Survey Township
27
Tax Annual Amount
7913.47
Tax Block
48780
Tax Book Number
39-72
Tax Legal Description
LAKE TARPON ESTATES LOT 31 32-27-16-48780-000-0310
Tax Lot
31
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
M L S Area Major
34684 - Palm Harbor
Subdivision Name
LAKE TARPON ESTATES
Schools
Ratings
Elementary
Palm Harbor Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN
Listing provided courtesy of STELLAR via IDX. Updated: Jun 26, 2026, 9:08pm.
Brett Schroder

Listing Agent

PREMIER COMMUNITY REALTY INC

Call Agent