Property
ActiveResidential
1/56
$699,000

1528 43RD AVENUE DRIVE

Palmetto, FL 34221
3
Beds
4
Baths
1,773
SqFt
0.23
Acres
STELLAR
#A4697387
Updated: Jun 19, 2026, 9:23am

Property Description

ABSOLUTELY THE BEST WATERFRONT VALUE ON SNEAD ISLAND! WHY BUY A GROUND LEVEL HOME THAT HAS ALREADY FLOODED- THIS ELEVATED HOUSE OFFERS PEACE OF MIND ON THE WATER!!! This custom built, one owner ELEVATED Key West style residence offers the perfect combination of boating access, quality construction, hurricane protection, and coastal lifestyle at a price that is becoming increasingly difficult to find on Florida’s Gulf Coast. Situated on a quiet cul de sac in the desirable Heritage Bay community, this meticulously maintained waterfront home enjoys direct access to Terra Ceia Bay, Tampa Bay, and the Gulf of Mexico with no bridges and is located just a few homes from open water. From the moment you arrive, the curb appeal is undeniable with a metal roof, paver driveway, mature tropical landscaping, covered front porch, irrigation system, and extensive landscape lighting. The owners have taken exceptional care of the property since it was built and have upgraded all windows and exterior doors to HURRICANE IMPACE RATED construction, providing both peace of mind and long term value. Inside, the open floor plan is filled with natural light thanks to soaring vaulted ceilings, expansive windows, and multiple glass doors overlooking the water. The spacious great room serves as the centerpiece of the home and flows seamlessly into the kitchen and dining areas, creating an ideal layout for both everyday living and entertaining. The kitchen features shaker style cabinetry, abundant counter space, stainless steel appliances, and a breakfast bar overlooking the main living area. Adjacent to the kitchen, the dining room offers beautiful water views and includes a dry bar, making it the perfect setting for hosting family and friends. The primary suite is generously sized and features wood flooring, two closets including a large walk in closet, and an ensuite bath with a spacious vanity and walk in shower. Both guest bedrooms are also generously sized and offer their own private ensuite bathrooms, creating a comfortable layout for family and overnight guests. A convenient powder bath and dedicated laundry room with utility sink and additional storage add to the home’s functionality. Outdoor living is where this property truly shines. The covered screened lanai overlooks the canal and features a wet bar along with a pass through window to the kitchen, making outdoor entertaining effortless. Beyond the lanai, a massive wraparound Trex deck provides an incredible space for relaxing, dining, and gathering with guests while enjoying the waterfront setting. A paver walkway leads to the private dock equipped with water, electricity, and a 12,000 pound boat lift. With open water only moments away, you’ll enjoy quick and easy boating access to Terra Ceia Bay, Tampa Bay, the Gulf, waterfront restaurants, fishing destinations, and nearby islands. The oversized three car garage offers tremendous storage capacity and includes a dedicated workshop area that can easily serve as a tackle room, hobby space, or workshop. A rear garage access door provides added convenience for boating and outdoor equipment. Residents of Heritage Bay enjoy access to a community pool and tennis court. Located just minutes from Emerson Point Preserve, the local yacht club, marinas, kayaking trails, bicycle paths, and only about 15 miles from the beaches of Anna Maria Island, this property offers an exceptional waterfront lifestyle. DO NOT WAIT ON THIS ONE!!!
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Included Appliances
DishwasherDisposalMicrowaveRangeRefrigerator

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Formal Dining Room SeparateInside Utility
Appliances
DishwasherDisposalMicrowaveRangeRefrigerator
Bathrooms Total Decimal
3.5
Building Area Total
3096
Cooling
Central Air
Flooring
Ceramic TileHardwood
Furnished
Unfurnished
Heating
Central
Interior Features
Cathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenLiving Room/Dining Room ComboOpen FloorplanSkylight(s)Solid Surface CountersSolid Wood CabinetsThermostatWalk-In Closet(s)Window Treatments
Laundry Features
Inside
Living Area
1773
Rooms Total
7
Construction
Architectural Style
Key West
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Vinyl SidingWood Frame
Direction Faces
South
Foundation Details
Crawlspace
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Metal
Stories Total
Yes
Year Built
1990
Site & Exterior
Covered Spaces
3
Exterior Features
Irrigation SystemLightingOutdoor KitchenSliding Doors
Flood Zone Code
AE
Garage Spaces
3
I D X Participation
Yes
Lot Features
Cul-De-SacFloodZoneCity LotNear Marina
Lot Size Acres
0.23
Lot Size Area
9932
Lot Size Square Feet
9932
Lot Size Units
Square Feet
Open Parking
Yes
Other Structures
Shed(s)Workshop
Parking Features
DrivewayGarage Door OpenerGuestOpenWorkshop in Garage
Patio And Porch Features
CoveredDeckEnclosedFront PorchScreenedWrap Around
Public Survey Range
17E
Public Survey Section
16
Road Frontage Type
Street Paved
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedPublicSewer AvailableUnderground UtilitiesWater AvailableWater Connected
View
Water
Water Access
Yes
Water Body Name
TERRA CEIA BAY
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Saltwater
Waterfront Feet Total
96
Zoning
PDH
Financials
Association Fee
754
Association Fee Frequency
Quarterly
Calculated List Price By Calculated Sq Ft
394.25
Contract Status Change Date
2026-06-18
Current Price
699000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
6 Months
Monthly H O A Amount
251.33
Owner Name
OWNER ON RECORD
Ownership
Fee Simple
Parcel Number
2930401001
Public Survey Township
34S
Tax Annual Amount
4241.17
Tax Block
C
Tax Book Number
23-1
Tax Legal Description
LOT 8 BLK C HERITAGE BAY SUB PI#29304.0100/1
Tax Lot
8
Tax Year
2025
Total Annual Fees
3016
Total Monthly Fees
251.33

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Verify lease restrictions with association and City of Palmetto.
Association Approval Required
Yes
Association Email
compvtis@gmail.com
Association Fee Requirement
Required
Association Name
Colon & Associates
Association Phone
(941) 750-8118
Association U R L
Lease Restrictions
Yes
M L S Area Major
34221 - Palmetto/Rubonia
Pets Allowed
Yes
S W Subdiv Community Name
Heritage Bay Subdivision
Subdivision Name
HERITAGE BAY
Schools
Ratings
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High
Listing provided courtesy of STELLAR via IDX. Updated: Jun 19, 2026, 9:23am.
Jay Travis, PA

Listing Agent

RE/MAX ALLIANCE GROUP

Call Agent