Property Description

WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.

Included Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Property Details

Highlights

Waterfront

Yes

Interior

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Bathrooms Total Decimal

2

Building Area Total

1540

Cooling

Central Air

Flooring

Carpet

Furnished

Heating

Central

Interior Features

OtherWalk-In Closet(s)

Laundry Features

Laundry Room

Living Area

1012

Rooms Total

5

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

Wood Frame

Direction Faces

Northwest

Foundation Details

Other

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Year Built

1980

Site & Exterior

Carport Spaces

2

Covered Spaces

2

Exterior Features

Other

Flood Zone Code

AE

Frontage Length

Canal: 20

I D X Participation

Yes

Lot Size Acres

0.08

Lot Size Area

3463

Lot Size Square Feet

3463

Lot Size Units

Square Feet

Public Survey Range

17

Public Survey Section

16

Road Surface Type

Concrete

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Public

Water Access

Yes

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Bay/Harbor FrontWaterfrontBay/HarborCanal Front

Waterfront Feet Total

40

Zoning

MHP1

Financials

Association Fee

338

Association Fee Frequency

Monthly

Association Fee Includes

Community PoolManagerPool MaintenanceRecreational FacilitiesSewerTrashWater

Calculated List Price By Calculated Sq Ft

355.73

Contract Status Change Date

2026-03-03

Current Price

360000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1 Month

Monthly H O A Amount

338

Owner Name

OF RECORD

Ownership

Fee Simple

Parcel Number

2925521209

Public Survey Township

34

Tax Annual Amount

3605

Tax Book Number

1784-7782

Tax Legal Description

UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9

Tax Year

2025

Total Annual Fees

4056

Total Monthly Fees

338

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

COMPLETE NEW RESIDENT/BACKGROUND APPLICATION. $100 NON REFUNDABLE FEE APPLIES. BOARD OF DIRECTORS APPROVAL REQUIRED. SEE RULES AND REGULATIONS. 55+ COMMUNITY

Association Amenities

ClubhouseMaintenance

Association Approval Required

Yes

Association Email

MANAGER@TROPICISLES.NET

Association Fee Requirement

Required

Association Name

Tropic Isle Coop - BARBARA MCEVOY

Association Phone

941-721-8888

Association U R L

TROPICISLES.NET

Community Features

Bay/Harbor FrontCommunity Boat RampMarinaWater AccessWaterfrontAssociation Recreation - OwnedBuyer Approval RequiredClubhouseCommunity MailboxFitness CenterGolf Carts OKPool

Lease Restrictions

Yes

M L S Area Major

34221 - Palmetto/Rubonia

Pets Allowed

Yes

S W Subdiv Community Name

Tropic Isles

Senior Community

Yes

Subdivision Name

TROPIC ISLES CO-OP

Schools

Ratings

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Listing provided courtesy of STELLAR via IDX. Updated: May 15, 2026, 11:38am.

323 TERRA CEIA DRIVE

323 TERRA CEIA DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Jennifer Kenna

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323 TERRA CEIA DRIVE

323 TERRA CEIA DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Jennifer Kenna