Property Description

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X).

Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away.

Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones.

For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential.

Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed!

Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

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Included Appliances

DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Property Details

Interior

Appliances

DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Bathrooms Total Decimal

2

Building Area Total

1063

Cooling

Central Air

Flooring

Engineered Hardwood

Heating

CentralHeat Pump

Interior Features

Ceiling Fan(s)Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-In Closet(s)

Laundry Features

Electric Dryer HookupLaundry RoomOutsideWasher Hookup

Living Area

863

Rooms Total

4

Security Features

Smoke Detector(s)

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

StuccoWood Frame

Direction Faces

North

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Property Condition

Completed

Roof

Metal

Stories Total

Yes

Year Built

1984

Site & Exterior

Exterior Features

Private YardSliding Doors

Fencing

Chain LinkVinylWood

Flood Zone Code

X

I D X Participation

Yes

Lot Features

Corner LotCity Lot

Lot Size Acres

0.17

Lot Size Area

7536

Lot Size Dimensions

60 x 126

Lot Size Square Feet

7536

Lot Size Units

Square Feet

Open Parking

Yes

Other Structures

Shed(s)StorageWorkshop

Parking Features

BoatDrivewayGuestOff StreetOversizedParking PadRV Parking

Patio And Porch Features

CoveredDeckRear Porch

Public Survey Range

17W

Public Survey Section

10

Road Frontage Type

Street Paved

Road Responsibility

Public Maintained Road

Road Surface Type

PavedAsphalt

Sewer

Septic Tank

Total Acreage

0 to less than 1/4

Utilities

BB/HS Internet AvailableCable ConnectedElectricity ConnectedPublicWater Connected

Water Source

Public

Zoning

R-3

Zoning Compatible

Yes

Financials

Calculated List Price By Calculated Sq Ft

272.19

Contract Status Change Date

2026-04-14

Current Price

234900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-7 Days

Owner Name

PUBLIC RECORD

Ownership

Fee Simple

Parcel Number

36582144000

Public Survey Township

03S

Tax Annual Amount

1503.36

Tax Block

B

Tax Book Number

11-88

Tax Legal Description

WHITE SANDS ESTATES (2.20) W 60.55' OF LOT 22 BLK B ORB 4688 P 294

Tax Lot

22

Tax Year

2025

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Buyer is responsible to research laws and/or regulations for current leasing restrictions. Property is within city limits of Panama City Beach.

Lease Restrictions

Yes

M L S Area Major

32413 - Panama City Beach

Subdivision Name

WHITE SANDS ESTATES

Listing provided courtesy of STELLAR via IDX. Updated: Jun 10, 2026, 2:53pm.

644 16TH STREET

644 16TH STREET

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Sean Rooney

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644 16TH STREET

644 16TH STREET

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Sean Rooney