Property
ActiveResidential
1/38
$574,900

106 STEVEN STREET

Ruskin, FL 33570
3
Beds
2
Baths
1,580
SqFt
0.21
Acres
STELLAR
#TB8501771
Updated: Jun 3, 2026, 8:08pm

Property Description

Newly Priced at $574,900 — Plus $25,000 in Seller Concessions.

Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up.
The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown — putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect.

Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water.
Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture.

Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.
This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal.

Your next chapter starts here. And right now, the seller is helping you get there.
Included Appliances
Built-In OvenDishwasherDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater Softener

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Additional Rooms
Formal Dining Room SeparateFormal Living Room SeparateInside Utility
Appliances
Built-In OvenDishwasherDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater Softener
Bathrooms Total Decimal
2
Building Area Total
1780
Cooling
Central Air
Flooring
Ceramic TileTerrazzo
Furnished
Unfurnished
Heating
CentralElectricHeat Pump
Interior Features
Ceiling Fan(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWindow Treatments
Laundry Features
InsideLaundry Room
Living Area
1580
Other Equipment
Irrigation Equipment
Rooms Total
6
Security Features
Closed Circuit Camera(s)Security Fencing/Lighting/AlarmsSmoke Detector(s)
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Block
Direction Faces
East
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Metal
Stories Total
Yes
Year Built
1965
Site & Exterior
Carport Spaces
Yes
Covered Spaces
Yes
Exterior Features
Irrigation SystemLightingPrivate MailboxStorage
Flood Zone Code
AE
I D X Participation
Yes
Lot Features
FloodZoneNear MarinaStreet Dead-End
Lot Size Acres
0.21
Lot Size Area
9100
Lot Size Dimensions
65 x 140
Lot Size Square Feet
9100
Lot Size Units
Square Feet
Open Parking
Yes
Other Structures
Shed(s)StorageWorkshop
Parking Features
BoatCoveredDrivewayGolf Cart ParkingGuestOversizedRV Parking
Public Survey Range
18
Public Survey Section
11
Road Frontage Type
Street Dead-EndStreet Paved
Road Responsibility
Public Maintained Road
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable ConnectedElectricity ConnectedPhone AvailablePublicSewer ConnectedSprinkler MeterWater Connected
Vegetation
Mature LandscapingTrees/Landscaped
View
Water
Water Access
Yes
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Canal - Saltwater
Waterfront Feet Total
100
Zoning
RSC-6
Financials
Calculated List Price By Calculated Sq Ft
363.86
Contract Status Change Date
2026-04-25
Current Price
574900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Ownership
Fee Simple
Parcel Number
U11321818V00000000018.0
Public Survey Township
32
Tax Annual Amount
6322.82
Tax Book Number
34-2
Tax Legal Description
COLLURA SUB LOT 18
Tax Lot
18
Tax Year
2024

Neighborhood & Lifestyle

Community & Association
M L S Area Major
33570 - Ruskin/Apollo Beach
Subdivision Name
COLLURA SUB
Schools
Ratings
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB
Listing provided courtesy of STELLAR via IDX. Updated: Jun 3, 2026, 8:08pm.
Cody Powell

Listing Agent

POWELL REALTY

Call Agent