Property Description

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

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Included Appliances

Built-In OvenRefrigerator

Property Details

Highlights

Waterfront

Yes

Interior

Appliances

Built-In OvenRefrigerator

Bathrooms Total Decimal

3

Building Area Total

2970

Cooling

Central Air

Flooring

CarpetTile

Furnished

Unfurnished

Heating

Central

Interior Features

Crown MoldingStone CountersWalk-In Closet(s)

Laundry Features

Laundry Room

Living Area

2522

Rooms Total

6

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockBrick

Direction Faces

North

Foundation Details

BlockSlab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

New Construction

Yes

Property Condition

Completed

Roof

Shingle

Year Built

2020

Site & Exterior

Covered Spaces

2

Electric

Photovoltaics Seller Owned

Exterior Features

Irrigation System

Flood Zone Code

AE

Garage Spaces

2

I D X Participation

Yes

Lot Size Acres

0.11

Lot Size Area

5000

Lot Size Square Feet

5000

Lot Size Units

Square Feet

Public Survey Range

19

Public Survey Section

06

Road Surface Type

Asphalt

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Other

Water Access

Yes

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Pond

Waterfront Feet Total

200

Zoning

PD

Financials

Association Fee

8

Association Fee Frequency

Monthly

Calculated List Price By Calculated Sq Ft

170.5

Contract Status Change Date

2026-05-23

Current Price

430000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

No Minimum

Monthly H O A Amount

8

Owner Name

DONNA LEE & WALTER ANTHONY BOWDEN

Ownership

Fee Simple

Parcel Number

U063219C0700000000386.0

Public Survey Township

32

Solar Lease Finance Terms

Assumable

Solar Panel Ownership

Financed

Tax Annual Amount

7026

Tax Block

000000

Tax Book Number

137-58

Tax Legal Description

SHELL COVE PHASE 1 LOT 386

Tax Lot

386

Tax Year

2025

Total Annual Fees

96

Total Monthly Fees

8

Neighborhood & Lifestyle

Community & Association

Association Fee Requirement

Required

Association Name

INFRAMARK

M L S Area Major

33570 - Ruskin/Apollo Beach

Pets Allowed

Yes

Subdivision Name

SHELL COVE PH 1

Schools

Ratings

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

WalkScore™

Walk Score

Car-Dependent

28

Bike Score

Somewhat Bikeable

34

More details on WalkScore.com

Listing provided courtesy of STELLAR via IDX. Updated: Jun 20, 2026, 7:53pm.

440 OLIVE CONCH STREET

440 OLIVE CONCH STREET

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

WalkScore™

Charles Delarosa

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$200

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440 OLIVE CONCH STREET

440 OLIVE CONCH STREET

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

WalkScore™

Charles Delarosa