Property Description

One or more photo(s) has been virtually staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! This well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start.

Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, rich dark cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage.

The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!

Included Appliances

DishwasherDisposalMicrowaveRangeRefrigerator

Property Details

Interior

Appliances

DishwasherDisposalMicrowaveRangeRefrigerator

Bathrooms Total Decimal

2

Building Area Total

2380

Cooling

Central Air

Flooring

CarpetCeramic Tile

Furnished

Unfurnished

Heating

Central

Interior Features

Ceiling Fan(s)Open FloorplanOtherStone CountersWindow Treatments

Laundry Features

InsideLaundry Room

Living Area

1935

Rooms Total

7

Virtually Staged

Yes

Construction

Builder Model

HARTFORD

Builder Name

LENNAR

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockStucco

Direction Faces

North

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Year Built

2021

Site & Exterior

Covered Spaces

2

Exterior Features

Other

Flood Zone Code

X

Garage Dimensions

19X20

Garage Spaces

2

I D X Participation

Yes

Lot Features

In CountyLandscaped

Public Survey Range

19

Public Survey Section

06

Road Frontage Type

Street Paved

Road Surface Type

PavedAsphalt

Sewer

Public Sewer

Total Acreage

Non-Applicable

Utilities

Cable ConnectedElectricity ConnectedPublicSewer ConnectedStreet LightsWater Connected

Water Source

Public

Zoning

MPUD

Financials

Association Fee

145

Association Fee Frequency

Annually

Calculated List Price By Calculated Sq Ft

178.29

Contract Status Change Date

2026-04-21

Current Price

345000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

No Minimum

Monthly H O A Amount

12.08

Owner Name

OWNER OF RECORD

Ownership

Fee Simple

Parcel Number

U063219C0700000000241.0

Public Survey Township

32

Tax Annual Amount

7455.77

Tax Block

02

Tax Book Number

00/00

Tax Legal Description

SHELL COVE

Tax Lot

41

Tax Other Annual Assessment Amount

1425

Tax Year

2025

Total Annual Fees

145

Total Monthly Fees

12.08

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Buyer and Buyer's agent to verify

Association Amenities

Basketball CourtClubhousePlaygroundPoolRecreation Facilities

Association Email

cbrown5@inframark.com

Association Fee Requirement

Required

Association Name

Inframark - Chrissie Brown

Association Phone

813.873.7300

Association U R L

shellpointcdd.com

Community Features

ClubhouseDeed RestrictionsPlaygroundPoolSidewalks

Lease Restrictions

Yes

M L S Area Major

33570 - Ruskin/Apollo Beach

Pet Restrictions

Buyer and Buyers agent to verify

Pets Allowed

Yes

Subdivision Name

SHELL COVE

Schools

Ratings

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

WalkScore™

Walk Score

Car-Dependent

22

Bike Score

Somewhat Bikeable

31

More details on WalkScore.com

Listing provided courtesy of STELLAR via IDX. Updated: Jun 15, 2026, 7:08pm.

889 CALICO SCALLOP STREET

889 CALICO SCALLOP STREET

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

WalkScore™

Rose Alexander

$20

$200

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889 CALICO SCALLOP STREET

889 CALICO SCALLOP STREET

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

WalkScore™

Rose Alexander