Property
ActiveResidential
1/60
$1,449,000

108 IRWIN STREET

Safety Harbor, FL 34695
4
Beds
3
Baths
2,634
SqFt
0.25
Acres
STELLAR
#TB8491819
Updated: Jun 27, 2026, 4:38pm

Property Description

Brand New 2026 Custom-Built Modern Coastal Home in Safety Harbor – 4 Bed, 3 Bath, 2,634 Sq Ft on Quarter-Acre Lot
Discover rare new construction in highly sought-after Safety Harbor! Built by Cogdill Builders of FL this stunning custom home the blend of peaceful suburban living with effortless access to everything the area has. Located just 1 mile from vibrant downtown Safety Harbor and walking distance to Philippe Park, enjoy waterfront trails, stunning bay views, boutique shops, top-rated restaurants, and the weekly farmers market. Conveniently close to Tampa, Clearwater, and St. Pete, this home is ideal for those relocating from up north seeking a modern open-layout Florida lifestyle.
Boasting 2,634 square feet of bright, open-concept living space on a spacious 10,820 square foot (quarter-acre) lot outside the flood zone, this modern custom residence delivers exceptional quality and curb appeal. The crisp light exteriors with dark trim accents and stone veneer detailing are complemented by fresh professional landscaping, mature palms, and a wide concrete driveway leading to an oversized 3-car garage with dark doors.
Inside, 10-foot soaring ceilings, premium light neutral porcelain tile flooring throughout, LED lighting, ceiling fans in every room, and abundant natural light create a bright, airy, and contemporary atmosphere. The expansive open-concept great room flows seamlessly into a modern chef’s kitchen featuring a large central Cambria quartz island in light neutral tones, stainless steel appliances, sleek custom cabinetry with modern hardware, designer backsplash, and a spacious walk-in pantry—perfect for effortless entertaining and daily living.
The thoughtful split floor plan provides privacy with a generously sized primary suite offering direct access to the covered lanai. The spa-inspired primary bath includes a massive frameless glass walk-in shower, neutral tile, rainfall fixtures, double vanities, and impressive custom walk-in closets with built-in organization. Three additional bright bedrooms feature high ceilings and large windows, including a flexible fourth room ideal as a home office and two guest rooms each with private full baths (one with versatile wet-room styling featuring an enclosed tub/shower combo). All bathrooms and finishes maintain consistent modern elegance.
Step outside to a large covered lanai overlooking a lush, irrigated backyard with new fencing and young Areca palms for natural tropical privacy. This true custom home (not builder-grade) is built with premium details including impact windows, high-efficiency systems, superior insulation, and reinforced construction throughout.
Optional Proposed Pool Concept Available: The expansive backyard can easily accommodate a custom pool and enhanced outdoor living area (as illustrated in the conceptual renderings). The pool is not included in the purchase price and is shown for visualization purposes only.
Move-in ready and perfect for buyers seeking a fresh, modern coastal home with clean lines, effortless indoor-outdoor flow, and the sunshine-filled Florida lifestyle. Seller incentives available!
Schedule your private showing today and make this exceptional Safety Harbor custom home yours!
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Included Appliances
CooktopDishwasherDisposalElectric Water HeaterMicrowaveRange HoodRefrigeratorWater Filtration System

Property Details

Interior
Appliances
CooktopDishwasherDisposalElectric Water HeaterMicrowaveRange HoodRefrigeratorWater Filtration System
Bathrooms Total Decimal
3
Building Area Total
3962
Cooling
Central Air
Flooring
Porcelain TileTile
Furnished
Unfurnished
Heating
CentralElectric
Interior Features
Ceiling Fan(s)In Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWalk-In Closet(s)
Laundry Features
Electric Dryer HookupInsideLaundry RoomWasher Hookup
Living Area
2634
Rooms Total
11
Window Features
ENERGY STAR Qualified WindowsInsulated WindowsStorm Window(s)
Construction
Building Area Source
Builder
Building Area Units
Square Feet
Construction Materials
BlockStucco
Direction Faces
East
Foundation Details
Slab
Levels
One
Living Area Source
Builder
Living Area Units
Square Feet
New Construction
Yes
Property Condition
Completed
Roof
Shingle
Year Built
2026
Site & Exterior
Additional Water Information
1.5-2 miles to Tampa Bay/Safety Harbor Water Front
Covered Spaces
3
Exterior Features
Irrigation SystemLightingPrivate MailboxPrivate Yard
Flood Zone Code
x
Garage Spaces
3
I D X Participation
Yes
Lot Size Acres
0.25
Lot Size Area
10820
Lot Size Dimensions
97 x 113
Lot Size Square Feet
10820
Lot Size Units
Square Feet
Public Survey Range
16
Public Survey Section
34
Road Surface Type
Concrete
Sewer
Public Sewer
Total Acreage
1/4 to less than 1/2
Utilities
Cable ConnectedElectricity ConnectedPublicSewer ConnectedStreet LightsWater Connected
Water Source
Public
Zoning
R-3
Financials
Calculated List Price By Calculated Sq Ft
550.11
Contract Status Change Date
2026-03-30
Current Price
1449000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Ownership
Fee Simple
Parcel Number
342816950940030090
Public Survey Township
28
Tax Annual Amount
5753.88
Tax Block
C
Tax Book Number
9-140
Tax Legal Description
WATER VIEW HEIGHTS BLK C, LOTS 9 AND 10
Tax Lot
9
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
M L S Area Major
34695 - Safety Harbor
Subdivision Name
WATER VIEW HEIGHTS
WalkScore™
Walk Score
Car-Dependent
28
Transit Score
No Nearby Transit
0
Bike Score
Somewhat Bikeable
42
Listing provided courtesy of STELLAR via IDX. Updated: Jun 27, 2026, 4:38pm.
Emiliya Cogdill

Listing Agent

BUSINESS & REALTY CONSULTING OF FLORIDA

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