Property
ActiveTownhome
1/33
$325,000

14521 CATALINA CIRCLE

Seminole, FL 33776
2
Beds
2
Baths
1,564
SqFt
0.1
Acres
STELLAR
#TB8509532
Updated: May 18, 2026, 8:23am

Property Description

This turnkey, corner-unit townhome in Catalina Cove delivers immediate structural value with a * FULL QUAD UNIT REPLACEMENT ROOF (JUNE 2024) and *FULL WINDOW AND DOOR REPLACEMENT (2021). Located a 7-minute drive from Indian Rocks Beach and 3 minutes from Seminole City Center, the property pairs direct coastal access with long-term financial stability and some of the lowest HOA fees near the water. A private gated entryway opens into a large, screened ground-level patio, offering a dedicated outdoor living space for grilling, alongside an enclosed side storage area. Inside, the move-in ready layout is filled with natural light. Coastal vinyl plank flooring runs continuously through the entire living space. The living room is anchored by a functional, wood-burning fireplace updated with a custom stone surround and shiplap walls (2021). The updated kitchen centers on a 70x70-inch custom quartz island seating eight to ten people. Solid wood shaker-style cabinets and a full suite of * NEW APPLIANCES (2021) provide durable, daily utility. Temperature control is handled by an *AC PACKAGE UNIT (NOV 2021) with documented yearly maintenance, supported by an UPDATED WATER HEATER (2019). A full-size washer and dryer area adds lower-level convenience, paired with a downstairs bathroom. Upstairs, two bedrooms feature wall-to-wall dual closets and ceiling fans. The primary bedroom offers DIRECT EN-SUITE access to the second-floor bathroom, which includes a full-size step-in shower, extended vanity, and linen closet. Both the upstairs and downstairs BATHROOMS FEATURE MIRACLE METHOD surface installations for incredibly easy cleaning and durability. Sliding glass doors open from both bedrooms to an elevated second-story deck. A fully updated *TOP DECK AWNING (2025) and ceiling fan turn this deck into an all-weather space, ideal for a mini-fridge and coffee bar. A flat HOA fee covers water, sewer, trash, exterior building paint, reserves, exterior pest control, lawn care, tree trimming, and liability insurance. The unit includes an assigned covered parking space directly outside the front door and access to ample guest parking. Neighborhood amenities feature a year-round heated and chilled pool, plus lighted tennis and pickleball courts. Step out your door and follow the paved paths to the community seawall to launch a kayak or paddleboard directly into the Intracoastal Waterway. Bypass the renovation delays and secure this upgraded, waterfront-adjacent property today.
Included Appliances
DishwasherDisposalDryerElectric Water HeaterIce MakerMicrowaveRangeRefrigeratorWasher

Property Details

Interior
Appliances
DishwasherDisposalDryerElectric Water HeaterIce MakerMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
1564
Cooling
Central Air
Fireplace Features
Living RoomWood Burning
Flooring
Luxury Vinyl
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)Eating Space In KitchenHigh CeilingsPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWindow Treatments
Laundry Features
Electric Dryer HookupInsideLaundry RoomWasher Hookup
Living Area
1564
Rooms Total
9
Window Features
BlindsWindow Treatments
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Common Walls
Corner UnitEnd Unit
Construction Materials
BlockHardiPlank Type
Direction Faces
East
Foundation Details
Slab
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Num Of Own Years Prior To Lse
Yes
Roof
Built-UpMetalShingle
Year Built
1980
Site & Exterior
Carport Spaces
Yes
Covered Spaces
Yes
Exterior Features
Awning(s)BalconyLightingPrivate EntranceSidewalkSliding DoorsStorage
Fencing
Wood
Flood Zone Code
X
I D X Participation
Yes
Lot Features
Cul-De-SacNear Golf CourseNear MarinaSidewalk
Lot Size Acres
0.1
Lot Size Area
4156
Lot Size Square Feet
4156
Lot Size Units
Square Feet
Patio And Porch Features
CoveredDeckEnclosedFront PorchPatioPorchRear PorchScreened
Public Survey Range
15
Public Survey Section
19
Road Frontage Type
Street Paved
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity ConnectedFire HydrantPhone AvailableSewer ConnectedWater Connected
Water Access
Yes
Water Source
Public
Zoning
RPD-7.5
Financials
Association Fee
360
Association Fee Frequency
Monthly
Association Fee Includes
Community PoolEscrow Reserves FundInsuranceMaintenance StructureMaintenance GroundsPest ControlPool MaintenanceSewerTrashWater
Calculated List Price By Calculated Sq Ft
207.8
Contract Status Change Date
2026-05-17
Current Price
325000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1-2 Years
Monthly H O A Amount
360
Owner Name
BILL SHEMELACONSTANCE L PHIPPS
Ownership
Fee Simple
Parcel Number
193015164430000013
Public Survey Township
30
Tax Annual Amount
3550
Tax Block
000
Tax Book Number
23268
Tax Legal Description
CLEARWATER COVE PHASE I UNIT 1, LOT 3
Tax Lot
3
Tax Year
2025
Total Annual Fees
4320
Total Monthly Fees
360
Yrs Of Owner Prior To Leasing Req
Yes

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Only 4 rentals allowed in community at 1 time there is a wait list, however owner must live in the unit at least 1 year prior to using that option or getting on the list and must be a yearly rental. See Rules and Regs
Association Amenities
Pickleball Court(s)PoolTennis Court(s)
Association Approval Required
Yes
Association Fee Requirement
Required
Association Name
Ameri Tech Gloria Reed
Association Phone
(727)726-8000x50
Community Features
PoolSidewalks
Lease Restrictions
Yes
M L S Area Major
33776 - Seminole/Largo
Max Pet Weight
50
Number Of Pets
2
Pet Restrictions
2 pets or less50LB max per pet
Pet Size
Medium (36-60 Lbs.)
Pets Allowed
Size LimitYes
Subdivision Name
CLEARWATER COVE
Schools
Ratings
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN
Listing provided courtesy of STELLAR via IDX. Updated: May 18, 2026, 8:23am.
Roxanne Mestre

Listing Agent

MARK SPAIN REAL ESTATE

Call Agent