Property
ActiveMobile Home
1/53
$375,000

1315 PINE ISLAND DR N

St Cloud, FL 34771
1
Beds
2
Baths
521
SqFt
0.07
Acres
STELLAR
#S5146989
Updated: Apr 6, 2026, 4:08pm

Property Description

This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system.
Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup—perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.
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Included Appliances
CooktopDishwasherDisposalMicrowaveRefrigeratorWater Filtration System

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Appliances
CooktopDishwasherDisposalMicrowaveRefrigeratorWater Filtration System
Bathrooms Total Decimal
1.5
Building Area Total
521
Cooling
Central Air
Flooring
Vinyl
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorSolid Wood CabinetsTray Ceiling(s)Vaulted Ceiling(s)
Laundry Features
Laundry RoomOtherOutside
Living Area
521
Rooms Total
4
Window Features
BlindsDouble Pane Windows
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Common Walls
End Unit
Construction Materials
HardiPlank Type
Direction Faces
South
Foundation Details
Block
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Metal
Year Built
2018
Site & Exterior
Additional Water Information
LAKE CONNECTS TO MANY MORE LAKES
Exterior Features
LightingSliding DoorsStorage
Flood Zone Code
AE
I D X Participation
Yes
Lot Features
In CountyLandscaped
Lot Size Acres
0.07
Lot Size Area
3003
Lot Size Square Feet
3003
Lot Size Units
Square Feet
Other Structures
CabanaShed(s)Storage
Public Survey Range
31
Public Survey Section
34
Road Frontage Type
Street Paved
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable AvailableSewer ConnectedWater Connected
View
Water
Water Access
Yes
Water Body Name
CENTER LAKE
Water Extras
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Lake - Chain of Lakes
Waterfront Feet Total
60
Zoning
OPUD
Financials
Association Fee
178
Association Fee Frequency
Monthly
Association Fee Includes
Common Area TaxesCommunity PoolPool MaintenancePrivate RoadSewerTrashWater
Calculated List Price By Calculated Sq Ft
719.77
Contract Status Change Date
2026-04-01
Current Price
375000
Feed Types
BBO
Monthly H O A Amount
178
Owner Name
MICHAEL BELL
Ownership
Fee Simple
Parcel Number
342531498700010046
Public Survey Township
25S
Tax Annual Amount
996
Tax Block
Yes
Tax Book Number
1/20
Tax Legal Description
SHELTER COVE RESORT COND CB 1 PG 20 LOT 46
Tax Lot
46
Tax Year
2025
Total Annual Fees
2136
Total Monthly Fees
178

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
LEASING RESTRICTIONS TO BE VERFIED BY BUYER
Association Amenities
ClubhousePoolShuffleboard Court
Association Approval Required
Yes
Association Email
BSHEARIN@SENTRYMGT.COM
Association Fee Requirement
Required
Association Name
Sentry management/ Bridgett Shearin
Association U R L
sentrymgt.com
Community Features
Boat SlipBuyer Approval RequiredClubhouseCommunity MailboxGated Community - No GuardGolf Carts OKPool
Lease Restrictions
Yes
M L S Area Major
34771 - St Cloud (Magnolia Square)
Pet Restrictions
refer to community website for rules and regulationsand pet restrictions. www.sheltercoveflorida.com
Pets Allowed
Breed RestrictionsYes
Subdivision Name
SHELTER COVE
Listing provided courtesy of STELLAR via IDX. Updated: Apr 6, 2026, 4:08pm.
Stephanie Peterson, PA

Listing Agent

TIE TEAM REALTY LLC

Call Agent