Property
ActiveResidential
1/32
$418,000

5825 ARBORETUM STREET

St Cloud, FL 34771
4
Beds
2
Baths
1,830
SqFt
0.15
Acres
STELLAR
#A4695153
Updated: Jun 29, 2026, 5:53pm

Property Description

Take advantage of a rare assumable financing opportunity through Freedom Mortgage with a low 5.25% interest rate available to qualified buyers. Buyer closing costs through Freedom Mortgage are covered, no appraisal is required, and the assumption process typically takes approximately 45 days with a low $1,800 assumption fee—offering significant savings and added convenience compared to traditional financing. This information is deemed reliable, but must be verified by buyer. We will not and can not offer any financial or tax advice regarding any financing.

This beautifully designed 2023 Cali model "Smart Home" is located on a corner lot in the sought-after Prairie Oaks community in St. Cloud. This move-in ready 4-bedroom, 2-bathroom home showcases a bright open-concept floor plan with modern tile flooring throughout the main living areas, granite countertops, stainless steel appliances, and a spacious center island that perfectly connects the kitchen, dining, and living spaces—ideal for entertaining and everyday living. Designed with both comfort and functionality in mind, the split-bedroom layout provides added privacy, while the spacious primary suite creates the perfect retreat at the end of the day. Step outside to enjoy the open rear porch and fully vinyl-fenced backyard, offering plenty of space for relaxing, pets, play, or outdoor gatherings. Prairie Oaks offers residents a welcoming neighborhood atmosphere with convenient access to Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major roadways including Florida’s Turnpike, making commuting a breeze. Enjoy the charm of St. Cloud with nearby parks, lakes, recreational activities, and growing local amenities while still being close to everything Central Florida has to offer. This nearly new home combines modern finishes, energy-efficient construction, and an unbeatable location—ready for you to move right in and enjoy. Home is NOT in a flood zone per LOMR. This beautiful home is also available to lease for $2,499 monthly… MLS: O6420410.
Launch 3D Virtual Tour
Opens in a new window
Included Appliances
DishwasherMicrowaveRangeRefrigerator

Property Details

Interior
Appliances
DishwasherMicrowaveRangeRefrigerator
Bathrooms Total Decimal
2
Building Area Total
2396
Cooling
Central Air
Flooring
CarpetCeramic Tile
Furnished
Unfurnished
Heating
Central
Interior Features
Open FloorplanSplit BedroomStone CountersThermostat
Laundry Features
InsideLaundry Room
Living Area
1830
Rooms Total
8
Security Features
Security System Owned
Window Features
Blinds
Construction
Builder Model
Cali
Builder Name
D.R. Horton
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Block
Direction Faces
South
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Stories Total
Yes
Year Built
2023
Site & Exterior
Covered Spaces
2
Exterior Features
Private YardSprinkler Metered
Fencing
Vinyl
Flood Zone Code
CX
Garage Spaces
2
I D X Participation
Yes
Lot Features
Corner LotLevelSidewalk
Lot Size Acres
0.15
Lot Size Area
6534
Lot Size Square Feet
6534
Lot Size Units
Square Feet
Patio And Porch Features
Patio
Public Survey Range
31
Public Survey Section
22
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable ConnectedElectricity ConnectedSewer ConnectedSprinkler RecycledWater Connected
Water Source
Public
Zoning
RES
Financials
Association Fee
166
Association Fee Frequency
Monthly
Association Fee Includes
Community PoolMaintenance GroundsPool Maintenance
Calculated List Price By Calculated Sq Ft
228.42
Contract Status Change Date
2026-06-06
Current Price
418000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
7 Months
Monthly H O A Amount
166
Ownership
Fee Simple
Parcel Number
222531475100011710
Public Survey Township
25
Tax Annual Amount
4938.2
Tax Block
0001
Tax Book Number
31-166-172
Tax Legal Description
PRAIRIE OAKS PB 31 PGS 166-172 LOT 171
Tax Lot
171
Tax Year
2025
Total Annual Fees
1992
Total Monthly Fees
166

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Copy of lease agreement must be provided to the HOA. Please verify any and all restrictions with the HOA.
Association Amenities
ClubhousePlaygroundPool
Association Email
SToler@EmpireHOA.com/HOA@EmpireHOA.com
Association Fee Requirement
Required
Association Name
Sherry Toler
Association Phone
321-270-3469
Association U R L
EmpireHOA.com
Community Features
Community MailboxDeed RestrictionsDog ParkPlaygroundPoolSidewalks
Lease Restrictions
Yes
M L S Area Major
34771 - St Cloud (Magnolia Square)
Pet Restrictions
Please verify any and all restrictions with the HOA.
Pets Allowed
Cats OKDogs OKYes
Subdivision Name
PRAIRIE OAKS
Schools
Ratings
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School
WalkScore™
Walk Score
Car-Dependent
4
Bike Score
Somewhat Bikeable
26
Listing provided courtesy of STELLAR via IDX. Updated: Jun 29, 2026, 5:53pm.
Meg Mendoza

Listing Agent

BERKSHIRE HATHAWAY HOMESERVICE

Call Agent