Property
ActiveResidential
1/33
$354,900

2962 HARLOW AVENUE

St Cloud, FL 34772
3
Beds
2
Baths
1,527
SqFt
0.16
Acres
STELLAR
#O6392777
Updated: Jun 30, 2026, 10:53am

Property Description

BACK ON MARKET – BUYER UNABLE TO PROCEED DUE TO FINANCIAL CIRCUMSTANCES | NEW A/C 2025 | $40K+ IN UPGRADES | EXPANDED PAVER PATIO | COVERED OUTDOOR LIVING AREA | HURRICANE PANELS INCLUDED



Move-in ready and meticulously maintained, this 3-bedroom, 2-bath home offers a rare combination of meaningful upgrades, privacy, and exceptional outdoor living. The previous buyer was unable to complete the purchase due to financial circumstances, creating a new opportunity for qualified buyers.



One of the home’s standout features is the backyard: an EXPANDED PAVER PATIO, FULL PVC PRIVACY FENCE, screened lanai, and CUSTOM COVERED OUTDOOR LIVING AREA complete with ceiling fans, lighting, and blackout curtains—creating an ideal space for entertaining, outdoor dining, and year-round Florida living.



Inside, you’ll find a bright split-bedroom floor plan, quartz countertops and backsplash, stainless steel appliances, luxury vinyl flooring, tastefully refreshed bathrooms with updated lighting, fixtures, and decorative accent features, and a spacious primary suite overlooking the backyard with dual sinks, a soaking tub, separate shower, and walk-in closet.



Additional highlights include a NEW A/C SYSTEM (2025), beautiful pond views, a two-car garage, and a COMPLETE HURRICANE PROTECTION PACKAGE with CUSTOM-FITTED ALUMINUM PANELS for all exterior-facing openings. Designed specifically for the home, these lightweight yet durable panels are easy to store, handle, and install when needed, providing reliable storm protection and valuable peace of mind during Florida’s storm season. The complete hurricane protection package will convey with the property.



Conveniently located close to grocery stores, pharmacies, shopping, dining, and everyday conveniences, with easy access to NARCOOSSEE ROAD, FLORIDA’S TURNPIKE, ORLANDO INTERNATIONAL AIRPORT, Lake Nona, downtown Orlando, and Central Florida’s most popular attractions.-Last picture was digitally enhanced and virtually staged for illustrative purposes.-



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Included Appliances
DishwasherDisposalDryerElectric Water HeaterFreezerMicrowaveRangeRefrigeratorWasher

Property Details

Highlights
View
Yes
Interior
Additional Rooms
Inside Utility
Appliances
DishwasherDisposalDryerElectric Water HeaterFreezerMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
2086
Cooling
Central Air
Flooring
CarpetLaminateVinyl
Furnished
Negotiable
Heating
Central
Interior Features
Ceiling Fan(s)Eating Space In KitchenThermostatWalk-In Closet(s)
Laundry Features
Laundry Room
Living Area
1527
Rooms Total
6
Construction
Architectural Style
Florida
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockStucco
Direction Faces
Northeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Year Built
2018
Site & Exterior
Covered Spaces
2
Exterior Features
Irrigation SystemPrivate YardRain GuttersSidewalkSliding Doors
Fencing
FencedVinyl
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.16
Lot Size Area
6970
Lot Size Square Feet
6970
Lot Size Units
Square Feet
Other Structures
Other
Parking Features
Garage Door Opener
Patio And Porch Features
Front PorchPatioRear PorchScreened
Public Survey Range
31
Public Survey Section
19
Road Surface Type
AsphaltPaved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable ConnectedPublic
Vegetation
Mature Landscaping
View
Water
Water Source
Public
Water View
Yes
Zoning
RES
Zoning Compatible
Yes
Financials
Association Fee
102
Association Fee Frequency
Annually
Calculated List Price By Calculated Sq Ft
232.42
Contract Status Change Date
2026-03-26
Current Price
354900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
8-12 Months
Monthly H O A Amount
8.5
Owner Name
WITHHELD
Ownership
Fee Simple
Parcel Number
192631016100012220
Public Survey Township
26
Tax Annual Amount
6679
Tax Block
0001
Tax Book Number
26-79-82
Tax Legal Description
GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
Tax Lot
222
Tax Other Annual Assessment Amount
2091
Tax Year
2025
Total Annual Fees
102
Total Monthly Fees
8.5

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Buyer and/or buyer agent to verify with the HOA
Association Email
hoageneral@rizzetta.com
Association Fee Requirement
Required
Association Name
Rizzetta and CompanyInc
Association Name2
Gramercy Farms Master Association
Association Phone
Tisha Andrew
Association Phone2
407-472-2471
M L S Area Major
34772 - St Cloud (Narcoossee Road)
Pet Restrictions
Buyer and/or buyer agent to verify with the HOA
Pets Allowed
Yes
Subdivision Name
GRAMERCY FARMS PH 4
Schools
Ratings
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High
Listing provided courtesy of STELLAR via IDX. Updated: Jun 30, 2026, 10:53am.
Patricia Camacho

Listing Agent

FLORIDA REALTY INVESTMENTS

Call Agent