Property Description

Amazing Value! Like new and move-in ready! Located in the desirable Estates at Southern Pines, 4160 Southern Vista Loop combines modern finishes, a flexible layout, and a peaceful conservation setting that’s hard to find at this price point. From the moment you walk in, you’ll notice the bright open layout, soaring ceilings, and stylish finishes throughout. The kitchen was designed to be the center of the home, featuring stainless steel appliances, attractive countertops, a large island with breakfast bar seating, and a spacious walk-in pantry. The living and dining spaces flow seamlessly to the screened patio and fully fenced backyard overlooking conservation with NO rear neighbors, creating a peaceful and private setting buyers are searching for right now. A first-floor bedroom and full bath offer ideal flexibility for guests, multi-generational living, or a private office. Upstairs, the oversized loft offers endless possibilities for a second living area, media room, or play space. The spacious primary suite features dual vanities, an oversized shower, and generous closet space, while the upstairs laundry room adds everyday convenience. This home is ideally located just steps from the neighborhood playground and open field, with easy access to the community pool and toddler play area. Plus, enjoy a low HOA of only $320 per quarter and NO CDD fees.
Homes with this layout, condition, and premium lot setting are becoming harder to find in St. Cloud, especially at this value. If you’ve been waiting for the right one, this is a home you’ll want to see immediately before someone else does. Schedule your private showing today.

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Included Appliances

DishwasherDisposalMicrowaveRange

Property Details

Highlights

View

Yes

Waterfront

Yes

Interior

Additional Rooms

Inside UtilityLoft

Appliances

DishwasherDisposalMicrowaveRange

Bathrooms Total Decimal

3

Building Area Total

2800

Cooling

Central Air

Flooring

CarpetCeramic Tile

Furnished

Unfurnished

Heating

Central

Interior Features

Ceiling Fan(s)High CeilingsOpen FloorplanPrimaryBedroom UpstairsThermostatWalk-In Closet(s)

Laundry Features

InsideLaundry RoomUpper Level

Living Area

2175

Rooms Total

7

Window Features

Blinds

Construction

Builder Model

Palm m

Builder Name

Richmond American Homes

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockBrickStuccoWood Frame

Direction Faces

Northeast

Foundation Details

Slab

Levels

Two

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Year Built

2024

Site & Exterior

Covered Spaces

2

Exterior Features

Irrigation SystemSidewalkSliding Doors

Fencing

Vinyl

Flood Zone Code

X

Garage Dimensions

18x22

Garage Spaces

2

I D X Participation

Yes

Lot Features

Sidewalk

Lot Size Acres

0.15

Lot Size Area

6742

Lot Size Square Feet

6742

Lot Size Units

Square Feet

Open Parking

Yes

Parking Features

DrivewayGarage Door Opener

Patio And Porch Features

EnclosedRear PorchScreened

Public Survey Range

30

Public Survey Section

13

Road Frontage Type

Street Paved

Road Surface Type

PavedAsphalt

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

BB/HS Internet AvailableCable ConnectedElectricity ConnectedPublicStreet Lights

View

Park/GreenbeltTrees/WoodsWater

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Pond

Waterfront Feet Total

68

Zoning

PUD

Financials

Association Fee

320

Association Fee Frequency

Quarterly

Association Fee Includes

Community Pool

Calculated List Price By Calculated Sq Ft

195.4

Contract Status Change Date

2026-02-05

Current Price

425000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-2 Years

Monthly H O A Amount

106.67

Ownership

Fee Simple

Parcel Number

132630066300010450

Public Survey Township

26

Tax Annual Amount

5746.69

Tax Block

00/00

Tax Book Number

31-133-139

Tax Legal Description

SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 45

Tax Lot

45

Tax Year

2025

Total Annual Fees

1280

Total Monthly Fees

106.67

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Buyer and/or Buyer's agent should independently verify all leasing information/restrictions/requirements directly with the HOA.

Association Amenities

ParkPlaygroundPool

Association Email

alee@sovereign-jacobs.com

Association Fee Requirement

Required

Association Name

Amanda Lee

Association Phone

407-960-4872

Association U R L

View Link

Community Features

ParkPlaygroundPool

M L S Area Major

34772 - St Cloud (Narcoossee Road)

Pet Restrictions

Buyer and/or Buyer's agent should independently verify all pet/animal information/restrictions/requirements directly with the HOA.

Pets Allowed

Yes

Subdivision Name

SOUTHERN PINES PH 5

Schools

Ratings

Elementary

Michigan Avenue Elem (K 5)

Middle

St. Cloud Middle (6-8)

High

St. Cloud High School

Listing provided courtesy of STELLAR via IDX. Updated: Jun 22, 2026, 7:08pm.

4160 SOUTHERN VISTA LOOP

4160 SOUTHERN VISTA LOOP

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Stacy Wilson

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4160 SOUTHERN VISTA LOOP

4160 SOUTHERN VISTA LOOP

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Stacy Wilson