Property
ActiveResidential
1/50
$449,900

3204 OXBOW CT

St Cloud, FL 34773
4
Beds
3
Baths
2,361
SqFt
0.11
Acres
STELLAR
#S5144242
Updated: Jun 22, 2026, 1:08pm

Property Description

Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!
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Included Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Property Details

Highlights
View
Yes
Interior
Additional Rooms
Inside Utility
Appliances
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
3
Building Area Total
3034
Cooling
Central Air
Flooring
CarpetTile
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)Eating Space In KitchenHigh CeilingsLiving Room/Dining Room ComboSolid Surface CountersSplit BedroomThermostatWindow Treatments
Laundry Features
InsideLaundry RoomUpper Level
Living Area
2361
Rooms Total
7
Construction
Builder Model
HARBOR ISLE
Builder Name
JONES USA
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
BlockStucco
Direction Faces
North
Foundation Details
Slab
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Num Timesper Year
Yes
Roof
Shingle
Year Built
2022
Site & Exterior
Covered Spaces
2
Exterior Features
Irrigation SystemRain GuttersSliding Doors
Fencing
Fenced
Flood Zone Code
X
Garage Dimensions
22x20
Garage Spaces
2
I D X Participation
Yes
Lot Features
ClearedConservation AreaLandscapedNear Golf CourseSidewalk
Lot Size Acres
0.11
Lot Size Area
4792
Lot Size Square Feet
4792
Lot Size Units
Square Feet
Patio And Porch Features
CoveredFront PorchRear Porch
Public Survey Range
32
Public Survey Section
20
Road Frontage Type
Street Paved
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity Connected
View
Trees/Woods
Water Source
Public
Waterfront Features
Lake
Zoning
LDR
Zoning Compatible
Yes
Financials
Association Fee
260
Association Fee Frequency
Quarterly
Association Fee Includes
Common Area TaxesCommunity PoolMaintenance GroundsMaintenance Repairs
Calculated List Price By Calculated Sq Ft
190.55
Contract Status Change Date
2026-02-19
Current Price
449900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
7 Months
Monthly H O A Amount
86.67
Other Fees Amount
387
Other Fees Term
Quarterly
Ownership
Fee Simple
Parcel Number
202632349600010100
Public Survey Township
26S
Tax Annual Amount
6065
Tax Block
Yes
Tax Book Number
31/23-27
Tax Legal Description
ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 10
Tax Lot
10
Tax Other Annual Assessment Amount
1835
Tax Year
2024
Total Annual Fees
2588
Total Monthly Fees
215.67

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
CHECK WITH HOA AND COUNTY
Association Amenities
ClubhouseFitness CenterGatedGolf CoursePlaygroundPool
Association Fee Requirement
Required
Association Name
MARK HILL
Association Phone
407-847-2280
Community Features
DockLake
Lease Restrictions
Yes
M L S Area Major
34773 - St Cloud (Harmony)
Pet Restrictions
CHECK WITH HOA AND COUNTY
Pets Allowed
Yes
Subdivision Name
ENCLAVE AT LAKES OF HARMONY
Listing provided courtesy of STELLAR via IDX. Updated: Jun 22, 2026, 1:08pm.
Chris Woeste

Listing Agent

TIE TEAM REALTY LLC

Call Agent