Property
ActiveResidential
1/13
$426,900

4020 SAGEFIELD DRIVE

St Cloud, FL 34773
4
Beds
3
Baths
2,405
SqFt
0.11
Acres
STELLAR
#O6351853
Updated: Jun 26, 2026, 2:23pm

Property Description

Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days.

Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living.

Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools.

Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.
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Included Appliances
Convection OvenCooktopDishwasherMicrowave

Property Details

Interior
Additional Rooms
Loft
Appliances
Convection OvenCooktopDishwasherMicrowave
Bathrooms Total Decimal
2.5
Building Area Total
2991
Cooling
Central Air
Flooring
CarpetCeramic Tile
Heating
Central
Interior Features
Kitchen/Family Room ComboPrimaryBedroom UpstairsWalk-In Closet(s)
Laundry Features
InsideLaundry Room
Living Area
2405
Rooms Total
9
Construction
Architectural Style
Traditional
Builder Model
2405B
Builder Name
Adams Homes
Building Area Source
Builder
Building Area Units
Square Feet
Construction Materials
Stucco
Direction Faces
Southwest
Foundation Details
Block
Levels
Two
Living Area Source
Builder
Living Area Units
Square Feet
New Construction
Yes
Property Condition
Completed
Roof
Shingle
Year Built
2025
Site & Exterior
Covered Spaces
2
Exterior Features
SidewalkSliding Doors
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.11
Lot Size Area
4792
Lot Size Square Feet
4792
Lot Size Units
Square Feet
Patio And Porch Features
Patio
Public Survey Range
32
Public Survey Section
32
Road Surface Type
Asphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Electricity ConnectedSewer ConnectedWater Connected
Water Source
Public
Zoning
PUD
Financials
Association Fee
825
Association Fee Frequency
Annually
Calculated List Price By Calculated Sq Ft
177.51
Contract Status Change Date
2025-10-12
Current Price
426900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Monthly H O A Amount
68.75
Ownership
Fee Simple
Parcel Number
3226323596000B0240
Public Survey Township
26
Tax Annual Amount
759.23
Tax Block
B
Tax Book Number
32-120-133
Tax Legal Description
HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 24
Tax Lot
24
Tax Year
2024
Total Annual Fees
825
Total Monthly Fees
68.75

Neighborhood & Lifestyle

Community & Association
Association Fee Requirement
Required
Association Name
Zaimelyn Rodriguez
Association Phone
4077052190
M L S Area Major
34773 - St Cloud (Harmony)
Pets Allowed
Yes
Subdivision Name
HARMONY CENTRAL
WalkScore™
Walk Score
Car-Dependent
1
Bike Score
Somewhat Bikeable
26
Listing provided courtesy of STELLAR via IDX. Updated: Jun 26, 2026, 2:23pm.
Danielle Lituski

Listing Agent

ADAMS HOMES REALTY, INC.

Call Agent