Property
ActiveTownhome
1/50
$695,000

190 BANYAN BAY DRIVE

St Petersburg, FL 33705
3
Beds
3
Baths
2,194
SqFt
0.03
Acres
STELLAR
#TB8524673
Updated: Jul 1, 2026, 8:53am

Property Description

Stop searching. This is the one buyers wait years for in Banyan Bay

Welcome to Banyan Bay, one of St. Petersburg's premier gated waterfront communities. Opportunities like this are incredibly rare. This exceptional end-unit townhome offers a combination of privacy, upgrades, and outdoor living that simply doesn't exist anywhere else in the community.

The backyard is what separates this home from everything else. Backing directly to the peaceful Little Banyan Bay Preserve, you'll enjoy a level of privacy and space that's almost impossible to find. Whether you're hosting unforgettable gatherings, celebrating life's biggest moments, or simply unwinding after a long day, this backyard delivers an experience—not just a place to live.

Step inside and you'll immediately appreciate the thoughtful design and quality throughout. Soaring ceilings, plantation shutters, and abundant natural light create a warm, inviting atmosphere. At the heart of the living space is a stunning custom-built entertainment wall featuring a sleek electric fireplace, handcrafted mantle, and shiplap accent wall—the perfect centerpiece that adds warmth, character, and a true custom-home feel.

The beautifully updated kitchen features quartz countertops, a walk-in pantry, and an open layout designed for everyday living and effortless entertaining. With three spacious bedrooms, two-and-a-half bathrooms, and a generous upstairs bonus living area, there's room for everyone to relax and enjoy.

The primary suite is its own private retreat, complete with a balcony overlooking the preserve—the perfect place to enjoy your morning coffee or end the day with a glass of wine surrounded by peaceful nature.

Additional upgrades include a brand-new air conditioning system, GE whole-house water filtration system, impact windows and doors, and an oversized two-car garage with exceptional storage.

Living in Banyan Bay means enjoying a truly low-maintenance, resort-style lifestyle. The HOA covers exterior maintenance, including the roof and building insurance, along with water, sewer, trash, cable, and internet. Residents also enjoy a heated pool, fishing pier, kayak storage, and beautifully maintained grounds.
If you've been waiting for the best opportunity in Banyan Bay, your search ends here.** Between the unmatched backyard, premium upgrades, custom finishes, end-unit privacy, and incredible community amenities, there simply isn't another home that offers this complete package.

Don't wait for another one to come along—because it won't.**
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Included Appliances
DishwasherDisposalDryerMicrowaveRangeRefrigeratorWasher

Property Details

Highlights
View
Yes
Interior
Additional Rooms
AtticBonus RoomInside UtilityLoft
Appliances
DishwasherDisposalDryerMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2.5
Building Area Total
2194
Cooling
Central Air
Flooring
BambooCarpetCeramic Tile
Furnished
Unfurnished
Heating
CentralElectric
Interior Features
Cathedral Ceiling(s)Ceiling Fan(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsTray Ceiling(s)Walk-In Closet(s)Window Treatments
Laundry Features
InsideLaundry Room
Living Area
2194
Rooms Total
6
Security Features
Gated CommunitySmoke Detector(s)
Window Features
BlindsThermal Windows
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Common Walls
End Unit
Construction Materials
BlockStucco
Direction Faces
Northwest
Foundation Details
Slab
Levels
Two
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Tile
Stories Total
2
Year Built
2004
Site & Exterior
Covered Spaces
2
Exterior Features
BalconyFrench DoorsIrrigation SystemRain GuttersSliding Doors
Flood Zone Code
AE
Garage Spaces
2
I D X Participation
Yes
Lot Features
Conservation AreaCul-De-SacFloodZoneCity LotSidewalk
Lot Size Acres
0.03
Lot Size Area
1485
Lot Size Square Feet
1485
Lot Size Units
Square Feet
Open Parking
Yes
Parking Features
DrivewayGarage Door OpenerGuestOversized
Patio And Porch Features
CoveredDeckPatioPorch
Pool Features
In Ground
Public Survey Range
17
Public Survey Section
06
Road Frontage Type
Street Paved
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable ConnectedElectricity ConnectedSewer ConnectedSprinkler RecycledStreet LightsUnderground UtilitiesWater Connected
Vegetation
Mature Landscaping
View
Trees/Woods
Water Access
Yes
Water Body Name
LITTLE BAYOU ON TAMPA BAY
Water Extras
Yes
Water Source
Public
Zoning Compatible
Yes
Financials
Association Fee
1058
Association Fee Frequency
Monthly
Association Fee Includes
Cable TVCommunity PoolEscrow Reserves FundMaintenance StructureMaintenance GroundsManagerPrivate RoadSewerTrashWater
Calculated List Price By Calculated Sq Ft
316.77
Contract Status Change Date
2026-06-30
Current Price
695000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1 Month
Monthly H O A Amount
1058
Owner Name
JOSEPH G AND BILLIE C MOAN
Ownership
Fee Simple
Parcel Number
063217025650000370
Public Survey Township
32
Tax Annual Amount
8394
Tax Block
00
Tax Book Number
128-87
Tax Legal Description
BANYAN BAY AT RUTLAND LOT 37
Tax Lot
37
Tax Year
2025
Total Annual Fees
12696
Total Monthly Fees
1058

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Approval required. See Rules to confirm.
Association Amenities
GatedPool
Association Approval Required
Yes
Association Email
lbax@resourcepropertymgmt.com
Association Fee Requirement
Required
Association Name
Resource Property Management
Association Phone
727-864-0004
Community Features
DockFishingMarinaWater AccessBuyer Approval RequiredDeed RestrictionsIrrigation-Reclaimed WaterPool
M L S Area Major
33705 - St Pete
Number Of Pets
2
Pet Restrictions
2 Pets
Pet Size
Extra Large (101+ Lbs.)
Pets Allowed
Yes
Subdivision Name
BANYAN BAY AT RUTLAND
Schools
Ratings
Elementary
Lakewood Elementary-PN
Middle
Bay Point Middle-PN
High
Lakewood High-PN
Listing provided courtesy of STELLAR via IDX. Updated: Jul 1, 2026, 8:53am.
Brad Bess

Listing Agent

COLDWELL BANKER REALTY

Call Agent