Property
ActiveResidential
1/33
$244,900

10492 SE 178TH STREET

Summerfield, FL 34491
2
Beds
2
Baths
1,066
SqFt
0.3
Acres
STELLAR
#G5106551
Updated: Mar 26, 2026, 8:53pm

Property Description

Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with privacy screen doors in front of garage door... 1 Golfcart Garage / utility shed behind the house, this one is a must see. (BRAND NEW WASHER WAS JUST PUT IN 3/14/2026) This home is perfectly situated on an oversized .30-acre corner lot, there is plenty of room for a pool. This home located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, —and even a Planet Fitness established in 2024.

This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest .

Relax year-round in the expansive 10’ x 25’ lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used—Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family.
Recent Updates & Improvements Include:
Transferable Massey Termite bond.
Roof – December 2021***
HVAC – 2023
Newer Stainless-steel appliances - 2024
Tile flooring in both bathrooms– 2017
Luxury Porcelain plank floors in rest of the house - 2024
High end Bali Blinds - 2024
Washer and Dryer - 2024
Newer 6 panel doors -2024
Newer Primary Bedroom Shower 2024
Newer Granite Counter Tops - 2024
Newer Simply Safe Alarm - 2024
Newer Ring Door-bell - 2024
Newer hot water heater - 2024
Newer Wi-Fi Garage Opener with Camera and app. -2024
Electrical Panel was replaced by a new one in - 2025
Ceiling fans – 2020 Primary Bedroom fan 2024
Master bath: new toilet and granite vanity top - 2024
Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022)
Irrigation controller – 2021
With no bond, this home offers exceptional value and peace of mind.
Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men’s and women’s saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community.

Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.
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Included Appliances
DryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Property Details

Interior
Appliances
DryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
2014
Cooling
Central Air
Flooring
Ceramic TilePorcelain Tile
Furnished
Unfurnished
Heating
CentralElectric
Interior Features
Ceiling Fan(s)L DiningThermostatWalk-In Closet(s)
Laundry Features
In Garage
Living Area
1066
Rooms Total
8
Construction
Builder Model
THE EVERGREEN
Building Area Source
Public Records
Building Area Units
Square Feet
Common Walls
Corner Unit
Construction Materials
Vinyl SidingWood Frame
Direction Faces
Southeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Stories Total
Yes
Year Built
1991
Site & Exterior
Covered Spaces
2
Exterior Features
Rain Gutters
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.3
Lot Size Area
13068
Lot Size Dimensions
103 x 128
Lot Size Square Feet
13068
Lot Size Units
Square Feet
Public Survey Range
23E
Public Survey Section
35
Road Surface Type
AsphaltPaved
Sewer
Septic Tank
Total Acreage
1/4 to less than 1/2
Utilities
Cable AvailableElectricity AvailableElectricity ConnectedFire Hydrant
Water Source
Public
Zoning
R1
Financials
Association Fee
179.98
Association Fee Frequency
Monthly
Association Fee Includes
24-Hour GuardCommunity PoolSecurityTrash
Calculated List Price By Calculated Sq Ft
229.74
Contract Status Change Date
2026-01-13
Current Price
244900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
3 Months
Monthly H O A Amount
179.98
Owner Name
REALTOR REPRESENTED
Ownership
Fee Simple
Parcel Number
6005006014
Public Survey Township
17S
Tax Annual Amount
2806.92
Tax Block
F
Tax Book Number
002-012SPRUCE
Tax Legal Description
SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK F LOT 14
Tax Lot
14
Tax Year
2025
Total Annual Fees
2159.76
Total Monthly Fees
179.98

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
FOLLOW THE COVENANTS THIS IS A DEED RESTRICTED COMMUNITYTHE OWNER IS RESPONSIBLE
Association Amenities
Basketball CourtClubhouseFence RestrictionsFitness CenterGatedGolf CoursePickleball Court(s)PoolRacquetballSaunaSecurityShuffleboard CourtSpa/Hot TubTennis Court(s)Trail(s)
Association Email
SCSOforyou@centurylink.net
Association Fee Requirement
Required
Association Name
TRACY BROWN
Association Phone
3582-347-3700
Community Features
ClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - GuardGolf Carts OKGolfRacquetballRestaurantTennis Court(s)
Lease Restrictions
Yes
M L S Area Major
34491 - Summerfield
Pet Restrictions
WALK YOUR PET ON A LEACH ALWAYS
Pets Allowed
Cats OKDogs OK
Senior Community
Yes
Subdivision Name
SPRUCE CREEK SOUTH
Listing provided courtesy of STELLAR via IDX. Updated: Mar 26, 2026, 8:53pm.
Gerrie Cosme Matias

Listing Agent

RE/MAX PREMIER REALTY LADY LK

Call Agent