Property
ActiveResidential
1/49
$212,900

10689 SE 174TH LOOP

Summerfield, FL 34491
2
Beds
2
Baths
1,008
SqFt
0.23
Acres
STELLAR
#G5109057
Updated: Jun 28, 2026, 3:23pm

Property Description

Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :)

With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness.

Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors.

The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet.

Additional highlights:

Covered front porch to have your morning brew or evening tea.

Covered rear patio with ceiling fan and utility sink

2-car attached garage with laundry area

Community Features:
Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness.

Residents enjoy:

18-hole golf course and The Links Restaurant

Heated pool & hot tub

Separate men’s and women’s saunas with showers

Fitness center

Billiards room, library, and card rooms

Event center with clubs, dances, live music, Zumba, and exercise classes

Pickleball, tennis, and bocce ball courts

Men’s and women’s softball teams with a professionally maintained field

Scenic wooded areas for golf-cart rides and dog walking

Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting).

This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee.
No CDD and no bond.

Schedule your private showing today or request a virtual tour and start living the Florida lifestyle
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Included Appliances
DishwasherDisposalDryerMicrowaveRangeRange HoodRefrigeratorWasher

Property Details

Interior
Appliances
DishwasherDisposalDryerMicrowaveRangeRange HoodRefrigeratorWasher
Bathrooms Total Decimal
2
Building Area Total
2198
Cooling
Central AirOther
Flooring
LaminateTile
Furnished
Partially
Heating
Central
Interior Features
Ceiling Fan(s)L DiningLiving Room/Dining Room ComboSkylight(s)Solid Surface CountersThermostatWalk-In Closet(s)Window Treatments
Laundry Features
In Garage
Living Area
1008
Rooms Total
8
Construction
Builder Model
EXTENDED PECAN / MAPLE
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Vinyl SidingWood Frame
Direction Faces
Southeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Stories Total
Yes
Year Built
1994
Site & Exterior
Covered Spaces
2
Exterior Features
Private MailboxPrivate Yard
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Size Acres
0.23
Lot Size Area
10019
Lot Size Dimensions
104 x 98
Lot Size Square Feet
10019
Lot Size Units
Square Feet
Public Survey Range
23E
Public Survey Section
35
Road Surface Type
AsphaltPaved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedPrivateSewer AvailableSewer ConnectedWater AvailableWater Connected
Water Source
Public
Zoning
PUD
Financials
Association Fee
179.98
Association Fee Frequency
Monthly
Association Fee Includes
Community PoolManager
Calculated List Price By Calculated Sq Ft
211.21
Contract Status Change Date
2026-03-03
Current Price
212900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
3 Months
Monthly H O A Amount
179.98
Owner Name
TRANSACTION BROKER REPRESENTED
Ownership
Fee Simple
Parcel Number
6013002008
Public Survey Township
17S
Tax Annual Amount
1771.82
Tax Block
B
Tax Book Number
003-012SPRUCE
Tax Legal Description
SEC 35 TWP 17 RGE 23 PLAT BOOK 003 PAGE 012 SPRUCE CREEK SOUTH XIII BLK B LOT 8
Tax Lot
8
Tax Year
2025
Total Annual Fees
2159.76
Total Monthly Fees
179.98

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
OWNER RESPONSIBLE TO ADHERE TO THE COVENANTSTHIS IS A DEED RESTRICTED COMMUNITY.
Association Amenities
Basketball CourtClubhouseFence RestrictionsFitness CenterGatedGolf CourseOtherPickleball Court(s)PoolRacquetballRecreation FacilitiesSaunaSecurityShuffleboard CourtSpa/Hot TubTennis Court(s)Trail(s)Wheelchair Access
Association Email
SCSOforyou@centurylink.net
Association Fee Requirement
Required
Association Name
TRACY BROWN
Association Phone
352-347-3700
Community Features
ClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - GuardGolf Carts OKGolfPoolRacquetballRestaurantTennis Court(s)Wheelchair Access
Lease Restrictions
Yes
M L S Area Major
34491 - Summerfield
Pets Allowed
Cats OKDogs OK
Senior Community
Yes
Subdivision Name
SPRUCE CREEK SOUTH
Schools
Ratings
Elementary
Belleview Elementary School
Middle
Belleview Middle School
High
Belleview High School
WalkScore™
Walk Score
Car-Dependent
18
Bike Score
Somewhat Bikeable
31
Listing provided courtesy of STELLAR via IDX. Updated: Jun 28, 2026, 3:23pm.
Gerrie Cosme Matias

Listing Agent

RE/MAX PREMIER REALTY LADY LK

Call Agent