Property
ActiveResidential
1/58
$429,900

1640 COUNTRYWOOD STREET

Tarpon Springs, FL 34689
4
Beds
2
Baths
1,668
SqFt
0.14
Acres
STELLAR
#TB8488914
Updated: Jun 21, 2026, 3:53pm

Property Description

BUYERS-take advantage of a rare and valuable opportunity as this home has an ASSUMABLE LOAN at an incredibly low 3.25% interest rate! In today’s higher-rate environment, qualified buyers can potentially step into significant monthly savings and long-term financial benefits by assuming the seller’s existing mortgage. Opportunities like this are few and far between—don’t miss your chance! Welcome to this beautifully maintained 4-bedroom, 2-bathroom, 2-Car Garage home located in a sought-after neighborhood in Tarpon Springs—where homes rarely become available! Offering a spacious and inviting open floor plan, this residence is enhanced by soaring vaulted ceilings that create a bright, airy atmosphere perfect for both everyday living and entertaining.
Step inside this lovely home and you’ll find beautiful wood-look tile flooring throughout the main living areas, combining style and durability, while the bedrooms offer easy-care laminate flooring for comfort and convenience. The kitchen is spacious with light cabinetry, stainless steel appliances, modern backsplash and breakfast bar. The Primary bedroom is located at the back of the home with ensuite bath, and access to the large screened rear porch. The primary bathroom has been tastefully updated with new faucets, toilet, shower fixtures, and a vent fan. The home features a split-floor plan which offers a hedge of privacy between the primary suite and the 3 additional guest bedrooms.
The guest bathroom is beautiful with a large custom vanity with granite countertop, large decorative mirror and features newer shower fixtures with modern white tile in the shower/bath combo.
Thoughtful updates throughout provide both comfort and peace of mind, including a 2018 roof, new Stainless-Steel appliances (2021), modern backsplash in kitchen (2025), a new hot water heater installed in 2023, updated smoke alarms throughout the home for added safety, while the living room and primary bedroom showcase newer ceiling fans for added comfort.
Enjoy added confidence knowing this neighborhood experienced no flooding during the 2024 storms, and the home is located outside of the flood zone—meaning no flood insurance is required. With low HOA fees of just $150 per year, this property offers both value and peace of mind.
Conveniently located near the iconic Tarpon Springs Sponge Docks, you’ll enjoy easy access to waterfront dining, shopping, and local culture. Love the beach? Sunset Beach and Fred Howard Park are just a short drive away! Plus, the home is zoned for excellent schools, making it an ideal choice for families and those looking to continue their education at nearby St. Pete College.
This move-in ready home perfectly blends desirable updates, a rarely available location, and an exceptional layout—schedule your private showing today!
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Included Appliances
DishwasherRange HoodRefrigerator

Property Details

Interior
Appliances
DishwasherRange HoodRefrigerator
Bathrooms Total Decimal
2
Building Area Total
2378
Cooling
Central Air
Flooring
LaminateTile
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersVaulted Ceiling(s)Window Treatments
Laundry Features
Electric Dryer HookupInsideLaundry RoomWasher Hookup
Living Area
1668
Rooms Total
3
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Vinyl SidingWood Frame
Direction Faces
East
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Num Of Own Years Prior To Lse
2
Roof
Shingle
Year Built
1993
Site & Exterior
Covered Spaces
2
Exterior Features
Irrigation System
Fencing
Fenced
Flood Zone Code
X500
Garage Spaces
2
I D X Participation
Yes
Lot Features
LandscapedSidewalk
Lot Size Acres
0.14
Lot Size Area
6007
Lot Size Square Feet
6007
Lot Size Units
Square Feet
Patio And Porch Features
CoveredEnclosedRear PorchScreened
Public Survey Range
15
Public Survey Section
23
Road Frontage Type
Street Paved
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
BB/HS Internet AvailableCable AvailableElectricity ConnectedPhone AvailablePublicSewer ConnectedStreet LightsWater AvailableWater Connected
Water Source
Public
Zoning
R-3
Financials
Amenities Additional Fees
$150 Fee per year covers street lightsprivate roadslandscaping at entrancesneighborhood entrance signs
Association Fee
150
Association Fee Frequency
Annually
Association Fee Includes
Private Road
Calculated List Price By Calculated Sq Ft
257.73
Contract Status Change Date
2026-03-25
Current Price
429900
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
1-2 Years
Monthly H O A Amount
12.5
Owner Name
THERESA CHRISTINE MATURO
Ownership
Fee Simple
Parcel Number
232715764470000620
Public Survey Township
27
Tax Annual Amount
4926
Tax Block
000
Tax Book Number
102-57
Tax Legal Description
ROLLING OAKS LOT 62
Tax Lot
62
Tax Year
2025
Total Annual Fees
150
Total Monthly Fees
12.5
Yrs Of Owner Prior To Leasing Req
Yes

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
Must own for 2 years prior to leasing.
Association Email
info@rollingoaksts.com
Association Fee Requirement
Required
Association Name
Rolling Oaks Association of Pinellas
Association U R L
PO Box 1094 Tarpon SpringsFl 34689
Community Features
Deed Restrictions
Lease Restrictions
Yes
M L S Area Major
34689 - Tarpon Springs
Pets Allowed
Yes
Subdivision Name
ROLLING OAKS
Schools
Ratings
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN
Listing provided courtesy of STELLAR via IDX. Updated: Jun 21, 2026, 3:53pm.
Margot Toomey

Listing Agent

COASTAL PROPERTIES GROUP INTERNATIONAL

Call Agent